This is a distressed financing for a micro-cap company. The high interest cost (39% of principal) and weekly payment schedule suggest severe cash constraints. Monitor for potential default or need for additional capital. The 25% default penalty is punitive. The company's ability to service this debt will be critical.
Price Chart
Executive Summary
Nuvve Holding Corp. (NVVE, $3M market cap) entered into a $1.5M secured term loan with ACH Capital West, LLC on June 12, 2026. The loan carries $585,000 in interest, requires weekly payments of $43,437.50 starting June 19, 2026, and matures on May 11, 2027. An origination fee of $45,000 was paid. The company granted a blanket security interest in all assets. Early repayment discounts and a 25% default penalty are included. This is a high-cost, short-term borrowing for a micro-cap company.
Key Financial Metrics
Key Facts
- Term loan of $1,500,000 with $585,000 interest (39% effective interest cost on principal)
- Weekly payments of $43,437.50 required from June 19, 2026 through May 11, 2027
- Origination fee of $45,000 paid
- Blanket security interest granted on all tangible and intangible personal property
- Early repayment discount: $210k if repaid within 30 days, declining to $120k if within 120 days
- Default penalty: 25% of original amount owed
- Market cap of $3M — loan represents 50% of market cap
Financial Impact
Loan of $1.5M (50% of $3M market cap) with $585K interest (39% effective rate) and $45K origination fee
Risk Factors
- Default risk — 25% penalty on original amount
- Liquidity risk — weekly payments may strain cash flow
- Dilution risk — potential future equity issuance if unable to repay
- Blanket lien on all assets limits flexibility
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 4 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001836875-26-000039 |
| Document: 0001836875-26-000039-index-headers.html | 0001836875-26-000039 |
| Document: 0001836875-26-000039-index.html | 0001836875-26-000039 |
| Document: 0001836875-26-000039.txt | 0001836875-26-000039 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 13, 2026 13d ago | 8-K | $3.23 | awaiting T+60 | — | $0.8800 (+72.76%) |
Oct 9, 2026 17d ago | 25-NSE | $1.15 | awaiting T+60 | — | $0.8800 (+23.48%) |
Oct 6, 2026 20d ago | 8-K | $1.21 | awaiting T+60 | — | $0.8800 (+27.27%) |
Sep 16, 2026 5w ago | 8-K | $3.23 | awaiting T+60 | — | $0.8800 (+72.76%) |
Jul 23, 2026 13w ago | 8-K | $3.23 $0.9900 | ▲ +69.35% | ▲ +73.55% | $0.8800 (+72.76%) |
Jun 25, 2026 17w ago | 8-K | $0.3280 | awaiting T+60 | — | $0.8800 (+168.29%) |
Jun 18, 2026 18w ago | 8-K | $0.3500 | awaiting T+60 | — | $0.8800 (−151.43%) |
Jun 15, 2026 19w ago | 8-K | $0.3580 | awaiting T+60 | — | $0.8800 (−145.81%) |
Jun 9, 2026 19w ago | DEFA14A / 8-K | $0.3698 | awaiting T+60 | — | $0.8800 (−137.97%) |
May 15, 2026 23w ago | 8-K | $7.36 $1.10 | ▲ +85.06% | ▲ +89.57% | $0.8800 (+88.05%) |
US Market Status
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