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6-K ·Filed May 14, 2026

NU

Nu Holdings Ltd.
NEUTRAL
Impact 4/10
Horizonweeks Processed5mo ago SEC0001292814-26-003059
Notable filing: 6-K
Actionable Insight • Neutral

This is a procedural filing providing unaudited managerial financials already disclosed in the annual 20-F context. No new material information beyond what was reported in the April 8 20-F. Monitor for the next quarterly earnings release for updated performance.

DirectionNeutral
Confidencehigh
Horizonweeks
Final — all horizons settled through T+60d ⚠ clustered
NU ▲ +11.98% at T+60d
NEUTRAL call +11.98% · α vs SPY +7.46% · entry $12.19 → $13.65
Entry = T+0 close
May 14, 2026
via day close
T+1d
+0.82%
call +0.82% · α +0.88%
$12.29
settled 5mo ago
T+5d
+4.43%
call +4.43% · α +3.47%
$12.73
settled 5mo ago
T+20d
+1.97%
call +1.97% · α -0.15%
$12.43
settled 5mo ago
T+60d
+11.98%
call +11.98% · α +7.46%
$13.65
settled 3mo ago

Price Chart

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Executive Summary

Nu Holdings Ltd. filed a 6-K containing an independent limited assurance report from KPMG on the company's Managerial P&L Reconciliation Report for Q1 2026. The filing discloses unaudited managerial financials showing Total Revenue of $5,315.5M (up 57.6% YoY from $3,372.7M) and Net Income of $871.4M (up 56.4% YoY from $557.2M). This is a routine procedural filing providing supplementary financial information, not a new earnings release or material event.

Key Facts

  • Managerial P&L for Q1 2026 shows Total Revenue of $5,315.5M vs $3,372.7M in Q1 2025
  • Net Income of $871.4M vs $557.2M in Q1 2025
  • KPMG provided limited assurance on the compilation and presentation of the Managerial P&L
  • The filing is a supplementary reconciliation, not a new earnings release
  • Reconciliation bridge shows IFRS accounting Net Income of $871.4M matches Managerial Net Income

Financial Impact

Managerial P&L shows revenue growth of 57.6% YoY and net income growth of 56.4% YoY for Q1 2026

revenuenet incomegross profitEBT

Risk Factors

  • Managerial P&L is unaudited supplementary information, not IFRS financial statements
  • Credit costs rose 72.2% YoY to $1,794.2M, outpacing revenue growth

Market Snapshot

Exchange
NYSE
Sector
Finance Services
Analyst Consensus
92% bullish (25 analysts)

Investment Themes

Fintech & Payments

Documents Analyzed

This report is based on 4 SEC documents filed with EDGAR.

DocumentAccession Number
6-K Filing (Primary)0001292814-26-003059
Document: 0001292814-26-003059-index-headers.html0001292814-26-003059
Document: 0001292814-26-003059-index.html0001292814-26-003059
Document: 0001292814-26-003059.txt0001292814-26-003059
14 reports for NU
Performance horizon
67% Hit rate @ T+60 2 of 3 directional calls Went positive at some point 4 of 6 best @ T+60▲ +17.99%Jun 4, 2026
Filters
Rows
Reports for NU — sortable, filterable
TypeNow
Oct 23, 2026
2d ago
6-K
NEUTRAL ★ 3/10
$15.18awaiting T+60—$12.02 (−20.82%)
Sep 10, 2026
6w ago
6-K
BULLISH ★ 7/10
$15.02awaiting T+60—$12.02 (−19.97%)
Sep 2, 2026
7w ago
6-K
NEUTRAL ★ 3/10
$15.68awaiting T+60—$12.02 (−23.34%)
Aug 18, 2026
9w ago
Insider Cluster
NEUTRAL ★ 2/10
$14.61awaiting T+60—$12.02 (−17.73%)
Aug 13, 2026
10w ago
6-K
NEUTRAL ★ 2/10
$15.23awaiting T+60—$12.02 (−21.08%)
Aug 13, 2026
10w ago
6-K
BULLISH ★ 7/10
$15.23awaiting T+60—$12.02 (−21.08%)
Aug 13, 2026
10w ago
6-K
BULLISH ★ 7/10
$15.23awaiting T+60—$12.02 (−21.08%)
Jul 20, 2026
13w ago
6-K
NEUTRAL ★ 4/10
$14.39 $15.58▲ +8.27%▲ +4.30%$12.02 (−16.47%)
Jul 10, 2026
15w ago
6-K
BULLISH ★ 5/10
$13.76 $15.18▲ +10.32%▲ +7.69%$12.02 (−12.65%)
Jun 4, 2026
20w ago
6-K
BULLISH ★ 5/10
$12.12 $14.30▲ +17.99%▲ +16.11%$12.02 (−0.83%)
Showing 10 of 14

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Report published May 14, 2026