8-K ·Filed Apr 21, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
Monitor for sustained margin expansion and client inflows as drivers of future performance; the 100% payout ratio suggests limited reinvestment capacity.
Final — all horizons settled through T+60d ⚠ clustered
NTRSO ▼ -2.92% at T+60d
LONG call ✗ call lost -2.92% · α vs SPY -9.82% · entry $19.16 → $18.60
T+1d
+0.47%
call +0.47% · α -0.55%
$19.25
settled 6mo ago
T+5d
+0.26%
call +0.26% · α -0.82%
$19.21
settled 6mo ago
T+20d
-0.73%
call -0.73% · α -5.65%
$19.02
settled 5mo ago
T+60d
-2.92%
call -2.92% · α -9.82%
$18.60
settled 3mo ago
Price Chart
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Executive Summary
Northern Trust reported Q1 2026 earnings with $525.5M net income and $2.71 diluted EPS, up 43% YoY, driven by strong revenue growth, improved operating leverage, and a 17.4% return on equity. The bank returned $509.7M to shareholders via dividends and buybacks.
Key Financial Metrics
EPS
$2.71
Revenue
$2.2B
est $2.3B · -2.5% · +14.0% YoY
Rating
strong beat
Key Facts
- Diluted EPS of $2.71, up 43% YoY from $1.90
- Net income of $525.5M, up 34% YoY from $392.0M
- Total revenue (FTE) of $2.21B, up 14% YoY
- Return on average common equity of 17.4%, up from 13.0% YoY
- Pre-tax margin (FTE) of 32.0%, up from 27.1% YoY
- Repurchased $358.9M of common stock in Q1 2026
Financial Impact
$525.5M net income, $2.71 EPS
net_incomeepsrevenueroepre_tax_marginshareholder_return
Risk Factors
- Net interest margin declined sequentially to 1.75% (FTE) from 1.81%
- Increased individual reserves for non-performing loans despite overall credit quality improvement
Market Snapshot
Exchange
Nasdaq
Sector
State Commercial Banks
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 8 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000073124-26-000028 |
| Document: q12026earningsreleaseex991.htm | 0000073124-26-000028 |
| Document: ntrs-20260421.htm | 0000073124-26-000028 |
| Document: q12026presentationmateri.htm | 0000073124-26-000028 |
| Document: 0000073124-26-000028-index-headers.html | 0000073124-26-000028 |
| Document: 0000073124-26-000028-index.html | 0000073124-26-000028 |
| Document: 0000073124-26-000028.txt | 0000073124-26-000028 |
| 8-K Data (Synthetic) | 0000073124-26-000028 |
3 reports for NTRSO
Track record builds as more directional reports settle.
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
May 14, 2026 23w ago | 13F-HR | $19.22 $18.38 | ▼ −4.37% | ▼ −7.96% | $18.05 (−6.09%) |
Apr 21, 2026 27w ago | 8-K | $19.16 $18.60 | ▲ +2.92% | ▲ +9.82% | $18.05 (+5.79%) |
Apr 21, 2026 27w ago | 8-K | $19.16 $18.60 | ▼ −2.92% | ▼ −9.82% | $18.05 (−5.79%) |
Showing 3 of 3
US Market Status
Market Closed — Opens Thu (10h 47m)
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