The significant EPS miss will likely pressure shares despite positive AI narrative; traders should watch for downward guidance revisions or margin compression in next detailed filing. Absence of revenue and forward-looking metrics limits confidence in recovery story.
Price Chart
Executive Summary
nCino reported Q4 2026 earnings with EPS of $0.19, missing consensus by 28.9%, despite highlighting operational AI advancements with its Analyst Digital Partner. The stock faces downward pressure due to the significant miss, even as the company promotes AI-driven efficiency gains in commercial banking workflows.
Key Financial Metrics
Key Facts
- nCino reported EPS of $0.19 for Q4 2026, missing consensus estimate of $0.27 by 28.9%
- Revenue performance not explicitly disclosed, but EPS miss is material
- Company emphasized AI product advancements, including Analyst Digital Partner reducing relationship review time by 60–70%
- One enterprise bank deployed the AI tool in 36 minutes, signaling fast time-to-value
- No explicit revenue or guidance update provided in release
Financial Impact
EPS miss of 28.9% vs. consensus ($0.27 est vs. $0.19 actual)
Risk Factors
- Earnings miss may signal underlying profitability or cost structure issues
- Lack of revenue and guidance data increases uncertainty ahead of next earnings call
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3268360 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 9, 2026 17d ago | 144 | $19.73 | awaiting T+60 | — | $23.42 (+18.70%) |
Oct 5, 2026 21d ago | 144 | $19.28 | awaiting T+60 | — | $23.42 (+21.47%) |
Sep 8, 2026 6w ago | Insider Cluster | $21.73 | awaiting T+60 | — | $23.42 (+7.78%) |
Sep 3, 2026 7w ago | 144 | $23.63 | awaiting T+60 | — | $23.42 (−0.89%) |
Aug 25, 2026 8w ago | Press Release | $21.51 | awaiting T+60 | — | $23.42 (+8.88%) |
Aug 6, 2026 11w ago | Insider Cluster | $19.17 | awaiting T+60 | — | $23.42 (+22.17%) |
Aug 6, 2026 11w ago | Insider Cluster | $19.17 | awaiting T+60 | — | $23.42 (+22.17%) |
Aug 5, 2026 11w ago | 144 | $19.23 | awaiting T+60 | — | $23.42 (+21.79%) |
Aug 5, 2026 11w ago | 144 | $19.23 | awaiting T+60 | — | $23.42 (+21.79%) |
Aug 4, 2026 11w ago | 144 | $19.23 | awaiting T+60 | — | $23.42 (+21.79%) |
US Market Status
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