The strong revenue beat and accelerating path to Adjusted EBITDA profitability are positive signals for a small-cap growth story. Monitor the next quarter for continued margin expansion and whether the net loss narrows as non-cash charges normalize. The $28M cash runway provides a buffer, but the stock's low liquidity and small market cap mean any miss could be amplified.
Price Chart
Executive Summary
MoneyHero reported Q1 2026 revenue of $16.5M (+15% YoY), beating the $16.2M consensus, and EPS of $0.00 vs. a -$0.06 estimate (100% beat). Adjusted EBITDA loss narrowed 68% to -$1.1M, driven by higher-margin Wealth & Insurance revenue (+31% YoY) and structural cost reductions. However, net loss widened to -$6.7M from -$2.4M due to non-cash warrant and FX charges, and the stock's small market cap ($53M) amplifies volatility.
Key Financial Metrics
Key Facts
- Revenue $16.5M (+15% YoY) beat $16.2M consensus
- EPS $0.00 beat -$0.06 estimate (100% beat)
- Adjusted EBITDA loss narrowed 68% YoY to -$1.1M
- Wealth & Insurance revenue grew 31% YoY to $4.7M (28% of total revenue)
- Net loss widened to -$6.7M from -$2.4M due to $1.1M warrant liability change and $2.4M FX losses
- Cash and cash equivalents $28.0M, debt-free balance sheet
- Hong Kong revenue surged 33% YoY to $8.5M; Singapore grew 11% to $5.6M
- Approval rate improved from 36% to 48%
Financial Impact
Revenue beat by ~$0.3M (1.9%) vs consensus; EPS beat by $0.06 (100%); Adjusted EBITDA loss improvement of $2.2M YoY
Risk Factors
- Net loss widened significantly due to non-cash warrant and FX charges
- Taiwan and Philippines revenue declined 17% and 12% YoY respectively
- Small market cap ($53M) and low trading volume increase volatility
- Monthly Unique Users declined to 3.9M from 5.7M YoY
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3316651 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 9, 2026 16d ago | 6-K | $0.6700 | awaiting T+20 | — | $0.5550 (−17.16%) |
Sep 28, 2026 27d ago | Press Release | $0.7226 | awaiting T+20 | — | $0.5550 (−23.19%) |
Sep 11, 2026 6w ago | 6-K | $0.7600 $0.6600 | ▲ +13.16% | ▲ +15.03% | $0.5550 (+26.97%) |
Sep 11, 2026 6w ago | Press Release | $0.7600 $0.6600 | ▲ +13.16% | ▲ +15.03% | $0.5550 (+26.97%) |
Aug 28, 2026 8w ago | 6-K | $0.8899 $0.6750 | ▼ −24.15% | ▼ −24.41% | $0.5550 (−37.63%) |
Jun 24, 2026 17w ago | 6-K | $0.9648 $0.9700 | ▲ +0.54% | ▼ −1.39% | $0.5550 (−42.48%) |
Jun 24, 2026 17w ago | Press Release | $0.9648 $0.9700 | ▲ +0.54% | ▼ −1.39% | $0.5550 (−42.48%) |
Jun 18, 2026 18w ago | EFFECT | $1.18 $0.9504 | ▼ −19.44% | ▼ −19.97% | $0.5550 (−52.95%) |
Jun 10, 2026 19w ago | Press Release | $1.30 $0.9349 | ▼ −28.08% | ▼ −31.71% | $0.5550 (−57.31%) |
Apr 30, 2026 25w ago | Press Release | $1.33 $1.34 | ▲ +0.38% | ▼ −4.85% | $0.5550 (−58.27%) |
US Market Status
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