8-K ·Filed Apr 20, 2026
8-K Item 2.02: Earnings release
Actionable Insight • Neutral
Monitor next quarter's earnings for trends in net interest margin expansion and nonperforming assets, as the current 2.47% ratio is elevated compared to the prior year's 0.97%.
Final — all horizons settled through T+60d
MNSBP ▲ +1.22% at T+60d
NEUTRAL call +1.22% · α vs SPY -5.56% · entry $25.03 → $25.34
T+1d
0.00%
call 0.00% · α +0.65%
$25.03
settled 6mo ago
T+5d
+0.48%
call +0.48% · α -0.43%
$25.15
settled 6mo ago
T+20d
-0.92%
call -0.92% · α -5.12%
$24.80
settled 5mo ago
T+60d
+1.22%
call +1.22% · α -5.56%
$25.34
settled 3mo ago
Price Chart
Loading chart...
Executive Summary
MainStreet Bancshares reported Q1 2026 earnings with $4.1M net income ($0.48 EPS), a 9 basis point expansion in net interest margin to 3.47%, and a $273,448 share buyback. The bank remains strongly capitalized.
Key Financial Metrics
EPS
$0.48
est $0.52 · -7.7%
Revenue
$31.2M
est $33.0M · -5.3% · -5.3% YoY
Rating
in line
Key Facts
- Net income of $4.1 million ($0.48 EPS) for Q1 2026
- Net interest margin expanded 9 basis points to 3.47%
- Executed a share buyback of 273,448 shares
- Book value per common share ended the quarter at $25.63
- Nonperforming assets as a percentage of total assets settled at 2.47%
Financial Impact
Net interest margin expanded 9 basis points to 3.47% due to consistent loan pricing and lower funding costs
net interest marginnet incomebook valuenonperforming assets
Risk Factors
- Elevated nonperforming assets ratio of 2.47% compared to 0.97% in the prior year
- Potential for margin compression if interest rates change
Market Snapshot
Exchange
Nasdaq
Sector
State Commercial Banks
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001437749-26-012768 |
| Document: main20260220_8k.htm | 0001437749-26-012768 |
| Document: 0001437749-26-012768-index-headers.html | 0001437749-26-012768 |
| Document: 0001437749-26-012768-index.html | 0001437749-26-012768 |
| Document: 0001437749-26-012768.txt | 0001437749-26-012768 |
| 8-K Data (Synthetic) | 0001437749-26-012768 |
9 reports for MNSBP
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Jun 3, 2026 20w ago | S-3/A | $24.85 $25.18 | ▲ +1.33% | ▲ +2.33% | $22.92 (−7.75%) |
May 26, 2026 22w ago | 8-K | $25.09 $24.77 | ▼ −1.28% | ▲ +0.67% | $22.92 (−8.63%) |
May 22, 2026 22w ago | 8-K | $25.05 $25.10 | ▲ +0.22% | ▲ +1.63% | $22.92 (−8.47%) |
May 15, 2026 23w ago | S-3 | $25.10 $25.18 | ▲ +0.32% | ▼ −1.80% | $22.92 (−8.67%) |
Apr 24, 2026 26w ago | 8-K | $25.15 $25.00 | ▼ −0.60% | ▼ −4.62% | $22.92 (−8.85%) |
Apr 21, 2026 27w ago | 8-K | $25.03 $24.80 | ▼ −0.92% | ▼ −5.83% | $22.92 (−8.41%) |
Apr 20, 2026 27w ago | 8-K | $25.03 $24.80 | ▼ −0.92% | ▼ −5.12% | $22.92 (−8.41%) |
Apr 13, 2026 28w ago | 8-K | $25.00 $24.91 | ▼ −0.36% | ▼ −8.09% | $22.92 (−8.30%) |
Apr 6, 2026 29w ago | 8-K | $25.14 $25.20 | ▲ +0.24% | ▼ −8.74% | $22.92 (−8.81%) |
Showing 9 of 9
US Market Status
Market Closed — Opens Wed (< 1m)
Subscribe to SecBot
Get Real-Time SEC Filing Intelligence
Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.
Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers