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8-K ·Filed Apr 21, 2026

MCB

Metropolitan Bank Holding Corp.
BULLISH
Impact 8/10
Horizonimmediate Processed6mo ago SEC0001104659-26-046066
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish

The strong earnings beat, capital raise, and dividend increase signal robust fundamentals. Monitor net interest margin trends and loan growth in the next quarter to confirm sustainability of the positive momentum.

DirectionBullish
Confidencehigh
Horizonimmediate
Final — all horizons settled through T+60d
MCB ▲ +12.67% at T+60d
LONG call ✓ call won +12.67% · α vs SPY +7.89% · entry $87.38 → $98.45
Entry = T+0 close
Apr 21, 2026
via day close
T+1d
+2.05%
call +2.05% · α +2.44%
$89.17
settled 6mo ago
T+5d
+2.97%
call +2.97% · α +2.92%
$89.98
settled 6mo ago
T+20d
+1.08%
call +1.08% · α -2.08%
$88.33
settled 5mo ago
T+60d
+12.67%
call +12.67% · α +7.89%
$98.45
settled 3mo ago

Price Chart

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Executive Summary

Metropolitan Bank reported strong Q1 2026 results with EPS of $2.92, beating consensus by 26.6%, driven by margin expansion and loan growth. The company also completed a $187M follow-on equity offering and raised its dividend, signaling confidence in its growth trajectory.

Key Financial Metrics

EPS
$2.92
est $2.31 · +26.6%
Revenue
$88.5M
est $87.0M · +1.7% · +28.3% YoY
Rating
strong beat

Key Facts

  • Q1 2026 EPS of $2.92 vs. consensus of $2.31 (26.6% beat)
  • Net interest margin of 4.08%, up 40 bps YoY
  • Completed $187M follow-on equity offering
  • Raised quarterly dividend by 25% to $0.25 per share

Financial Impact

$187 million equity raise, $0.25 dividend increase

epsdividendcapitalnet_interest_margin

Risk Factors

  • Potential dilution from the equity offering
  • Interest rate sensitivity affecting net interest margin

Market Snapshot

Exchange
NYSE
Sector
State Commercial Banks

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 7 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001104659-26-046066
Document: mcb-20260421xex99d2.htm0001104659-26-046066
Document: mcb-20260421x8k.htm0001104659-26-046066
Document: 0001104659-26-046066-index-headers.html0001104659-26-046066
Document: 0001104659-26-046066-index.html0001104659-26-046066
Document: 0001104659-26-046066.txt0001104659-26-046066
8-K Data (Synthetic)0001104659-26-046066
7 reports for MCB
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for MCB — sortable, filterable
TypeNow
Oct 20, 2026
6d ago
8-K
BULLISH ★ 6/10
$91.50 $95.90▲ +4.81%▲ +5.99%$97.11 (+6.13%)
Oct 19, 2026
7d ago
8-K
NEUTRAL ★ 2/10
$88.87 $91.50▲ +2.96%▲ +2.43%$97.11 (+9.27%)
Jun 8, 2026
20w ago
8-K
NEUTRAL ★ 2/10
$93.93 $93.89▼ −0.04%▲ +1.53%$97.11 (+3.39%)
Jun 4, 2026
20w ago
144
NEUTRAL ★ 2/10
$90.85 $91.73▲ +0.97%▲ +0.74%$97.11 (+6.89%)
May 29, 2026
21w ago
144
NEUTRAL ★ 2/10
$89.52 $88.49▼ −1.15%▼ −1.43%$97.11 (+8.48%)
Apr 21, 2026
26w ago
8-K
BULLISH ★ 8/10
$87.38 $89.17▲ +2.05%▲ +2.44%$97.11 (+11.13%)
Apr 20, 2026
27w ago
8-K
BULLISH ★ 6/10
$88.60 $87.63▼ −1.09%▼ −2.11%$97.11 (+9.61%)
Showing 7 of 7

US Market Status

Market Open — Closes in 41m

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Report published Apr 21, 2026