Traders should watch for continued pressure on earnings given declining loan origination activity and shrinking revenue. The modest buyback offers little offset to weakening fundamentals. Further downside risk if macro conditions dampen real estate lending demand.
Price Chart
Executive Summary
Manhattan Bridge Capital (LOAN) reported Q1 2026 EPS of $0.11, missing consensus by -9.1% despite a 7.2% YoY decline in net income. Revenue fell 9.1% to $2.07M due to lower interest income and origination fees, driven by reduced loan activity. The stock faces downward pressure from declining fundamentals.
Key Financial Metrics
Key Facts
- Reported EPS of $0.11 missed consensus estimate of $0.11 by -9.1% (actual $0.10 vs est $0.11)
- Net income declined 7.2% YoY to $1.27M from $1.37M in Q1 2025
- Total revenue dropped 9.1% to $2.07M from $2.27M, driven by lower interest income and origination fees
- Interest income from loans fell to $1.70M from $1.83M; origination fees dropped to $368K from $440K
- Share repurchases totaled 9,300 shares at $42K cost, including 3,100 shares in Q1 at $14K
Financial Impact
Revenue down 9.1%, net income down 7.2% YoY; EPS miss of -9.1% vs consensus
Risk Factors
- Declining loan origination activity leading to lower interest and fee income
- Exposure to regional real estate market volatility in NY/NJ/CT and Florida
- Concentration risk in CEO leadership and borrower base
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3275200 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 4d ago | Press Release | $3.49 | awaiting T+60 | — | $3.48 (−0.29%) |
Oct 9, 2026 17d ago | 8-K | $3.43 | awaiting T+60 | — | $3.48 (+1.46%) |
Sep 23, 2026 4w ago | Press Release | $3.90 | awaiting T+60 | — | $3.48 (−10.77%) |
Jul 23, 2026 13w ago | Press Release | $3.97 $3.42 | ▲ +13.85% | ▲ +17.15% | $3.48 (+12.34%) |
Apr 16, 2026 27w ago | Press Release | $4.62 $4.23 | ▲ +8.44% | ▲ +15.49% | $3.48 (+24.68%) |
US Market Status
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