The director's purchase is a modest bullish signal, but the sub-0.1% proportionality means it lacks the conviction weight of a C-suite buy. Monitor for additional insider buying, especially from management, and watch for Q1 FY2027 NIM trends to confirm the margin story.
Price Chart
Executive Summary
Director Curtland E. Fields made a conviction open-market purchase of ~14,700 KRNY shares for $138K at ~$9.40, the day after the company reported Q4 FY2026 earnings that showed a 31% sequential GAAP EPS decline to $0.11 but a seventh consecutive quarter of net interest margin expansion to 2.26%. This is a single-insider buy, not a cluster, but the dollar amount is 0.023% of the $612M market cap — below the 0.1% materiality threshold — making it a modest signal of director-level confidence in the bank's underlying margin trajectory rather than a reaction to the headline earnings miss.
Key Financial Metrics
Key Facts
- Director Curtland E. Fields purchased 14,700 shares on 2026-07-27 at ~$9.40, totaling $138K
- Total purchase value is 0.023% of KRNY's $612M market cap — below the 0.1% materiality threshold
- Purchase occurred 5 days after Q4 FY2026 earnings showed 31% sequential GAAP EPS decline but 5 bps NIM expansion to 2.26%
- KRNY has 75% bullish analyst consensus (6 Buy, 2 Hold)
Financial Impact
$138K insider purchase by a director, representing 0.023% of market cap
Risk Factors
- Single director buy lacks the signal strength of a C-suite cluster
- Q4 GAAP EPS declined 31% QoQ, and the $0.11 quarterly dividend may face pressure if earnings continue to deteriorate
- $138K is immaterial relative to $612M market cap — may be routine portfolio rebalancing
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| INSIDER-BUY Data (Synthetic) | 0001310881-26-000010 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 22, 2026 5d ago | 8-K | $9.27 | awaiting T+20 | — | $9.26 (−0.11%) |
Oct 22, 2026 5d ago | Press Release | $9.27 | awaiting T+20 | — | $9.26 (+0.11%) |
Oct 20, 2026 7d ago | 8-K | $9.06 | awaiting T+20 | — | $9.26 (+2.21%) |
Jul 28, 2026 13w ago | Insider Buy | $9.65 $9.89 | ▲ +2.49% | ▼ −0.89% | $9.26 (−4.04%) |
Jul 23, 2026 13w ago | 8-K | $9.12 $9.68 | ▲ +6.14% | ▲ +2.83% | $9.26 (+1.54%) |
Jun 15, 2026 19w ago | Insider Cluster | $8.58 $9.37 | ▲ +9.21% | ▲ +9.96% | $9.26 (+7.93%) |
Jun 12, 2026 19w ago | Insider Cluster | $8.79 $9.33 | ▲ +6.14% | ▲ +4.36% | $9.26 (+5.35%) |
Jun 11, 2026 19w ago | Insider Cluster | $8.66 $9.39 | ▲ +8.43% | ▲ +6.54% | $9.26 (+6.93%) |
Jun 10, 2026 19w ago | Insider Cluster | $8.64 $9.39 | ▲ +8.68% | ▲ +5.06% | $9.26 (+7.18%) |
Jun 9, 2026 20w ago | 144 | $8.46 $9.31 | ▲ +10.05% | ▲ +8.60% | $9.26 (+9.46%) |
US Market Status
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