Massive EPS beat likely drives strong opening; watch conference call for sustainability of earnings quality (one-time gains vs recurring). Owners' Day on May 11 may provide further strategic details.
Price Chart
Executive Summary
Inter&Co reported Q1 2026 EPS of $0.84, a 379% beat vs the $0.17 consensus, driven by strong client growth, credit expansion, and record efficiency. Net income reached R$395M, with ROE improving to 15.5%. The massive earnings surprise suggests potential one-time gains, but operational metrics remain robust.
Key Financial Metrics
Key Facts
- EPS $0.84 vs consensus $0.17 (379% beat)
- Net income R$395M ($75.6M USD)
- Client base reached 44 million, activation rate nearly 60%
- Gross loan portfolio growth of 33% YoY to R$50B
- Efficiency ratio improved to record 43.8%
- ROE 15.5%, up 265 bps YoY
Financial Impact
EPS surprise of $0.67 (379% above consensus); net income of $75.6M
Risk Factors
- Extraordinary EPS beat may include non-recurring items
- No explicit revenue or guidance provided; revenue surprise remains unclear
- Brazilian macro risks could impact credit growth and asset quality
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3290042 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 19, 2026 8d ago | 6-K | $7.26 $4.43 | ▼ −38.98% | ▼ −39.06% | $4.43 (−38.98%) |
Oct 19, 2026 8d ago | 6-K | $6.90 $4.68 | ▼ −32.17% | ▼ −32.03% | $4.43 (−35.80%) |
Oct 13, 2026 14d ago | 6-K | $7.45 $7.26 | ▼ −2.55% | ▼ −1.40% | $4.43 (−40.54%) |
Sep 16, 2026 5w ago | 6-K | $5.45 $5.06 | ▼ −7.16% | ▼ −7.76% | $4.43 (−18.72%) |
Aug 20, 2026 9w ago | 6-K | $5.20 $5.38 | ▲ +3.46% | ▲ +2.35% | $4.43 (−14.81%) |
Jul 23, 2026 13w ago | Press Release | $5.46 $5.64 | ▲ +3.30% | ▲ +2.82% | $4.43 (−18.86%) |
Jun 5, 2026 20w ago | 6-K | $5.57 $5.82 | ▲ +4.49% | ▲ +2.38% | $4.43 (−20.47%) |
May 22, 2026 22w ago | 6-K | $6.16 $6.17 | ▲ +0.16% | ▼ −1.51% | $4.43 (−28.08%) |
May 11, 2026 24w ago | 6-K | $6.00 $5.82 | ▼ −3.00% | ▼ −2.91% | $4.43 (−26.17%) |
May 7, 2026 24w ago | Press Release | $6.70 $6.14 | ▼ −8.36% | ▼ −9.86% | $4.43 (−33.88%) |
US Market Status
Subscribe to SecBot
Get Real-Time SEC Filing Intelligence
Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.
Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers