The stock may react negatively to the EPS miss despite margin expansion, but the dividend increase and share buybacks could provide some support. Monitor nonperforming loans trend in next quarter.
Price Chart
Executive Summary
Independent Bank Corp. reported Q1 2026 earnings with $79.9M net income ($1.63 EPS), missing consensus EPS of $1.66. Net interest margin expanded to 3.90%, but nonperforming loans rose to $96.6M. The company repurchased $63.3M in shares and raised its dividend 8.5%.
Key Financial Metrics
Key Facts
- Q1 2026 EPS of $1.63 missed consensus of $1.66
- Net interest margin increased 13 basis points to 3.90%
- Nonperforming loans increased to $96.6 million (0.52% of total loans)
- Repurchased $63.3 million in shares and raised dividend 8.5% to $0.64/share
Financial Impact
$79.9 million net income, $1.63 EPS
Risk Factors
- Rising nonperforming loans
- EPS miss against consensus
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000776901-26-000097 |
| Document: q12026erpresentation-fin.htm | 0000776901-26-000097 |
| Document: indb-20260416.htm | 0000776901-26-000097 |
| Document: 0000776901-26-000097-index-headers.html | 0000776901-26-000097 |
| Document: 0000776901-26-000097-index.html | 0000776901-26-000097 |
| Document: 0000776901-26-000097.txt | 0000776901-26-000097 |
| 8-K Data (Synthetic) | 0000776901-26-000097 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 23, 2026 3d ago | S-3ASR | $83.72 | awaiting T+5 | — | $83.70 (−0.02%) |
Oct 15, 2026 11d ago | 8-K | $79.88 $83.72 | ▼ −4.81% | ▼ −5.24% | $83.70 (−4.78%) |
Jul 27, 2026 13w ago | 8-K | $86.14 $85.00 | ▼ −1.32% | ▼ −3.59% | $83.70 (−2.83%) |
Jun 18, 2026 18w ago | 8-K | $81.40 $85.19 | ▲ +4.66% | ▲ +6.72% | $83.70 (+2.83%) |
Apr 16, 2026 27w ago | 8-K | $77.95 $77.75 | ▼ −0.26% | ▼ −0.81% | $83.70 (+7.38%) |
Apr 13, 2026 28w ago | 8-K | $80.04 $77.67 | ▼ −2.96% | ▼ −4.36% | $83.70 (+4.57%) |
Apr 1, 2026 29w ago | DEFA14A | $76.78 $79.62 | ▲ +3.70% | ▲ +0.08% | $83.70 (+9.01%) |
Mar 4, 2026 33w ago | 8-K | $77.62 $74.43 | ▼ −4.11% | ▼ −1.87% | $83.70 (+7.83%) |
US Market Status
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