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8-K ·Filed May 7, 2026

IBOC

INTERNATIONAL BANCSHARES CORP
NEUTRAL
Impact 4/10
Horizonweeks Processed5mo ago SEC0001104659-26-056853
8-K Item 2.02: Earnings release
Actionable Insight • Neutral

Monitor next quarter's net interest margin and loan growth trajectory; lack of guidance leaves uncertainty on forward outlook. Compare to regional bank peers for relative performance.

DirectionNeutral
Confidencemedium
Horizonweeks
Final — all horizons settled through T+60d
IBOC ▲ +4.04% at T+60d
NEUTRAL call +4.04% · α vs SPY +0.21% · entry $73.26 → $76.22
Entry = T+0 close
May 7, 2026
via day close
T+1d
+0.01%
call +0.01% · α -0.82%
$73.27
settled 6mo ago
T+5d
-2.72%
call -2.72% · α -4.22%
$71.27
settled 6mo ago
T+20d
-3.08%
call -3.08% · α -6.22%
$71.00
settled 5mo ago
T+60d
+4.04%
call +4.04% · α +0.21%
$76.22
settled 3mo ago

Price Chart

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Executive Summary

International Bancshares Corporation reported Q1 2026 net income of $102.2M ($1.64 diluted EPS), up 5.5% and 5.1% respectively from Q1 2025. Results reflect steady loan and deposit growth, but no guidance was provided and consensus estimates for the quarter were unavailable, limiting the earnings surprise assessment.

Key Financial Metrics

EPS
$1.64

Key Facts

  • Net income of $102.2M for Q1 2026, up 5.5% YoY from $96.9M
  • Diluted EPS of $1.64, up 5.1% YoY from $1.56
  • Total assets $16.8B, net loans $9.5B, deposits $12.6B at March 31, 2026
  • No forward guidance or revenue figure provided in release

Financial Impact

Modest earnings growth of ~5% YoY; no material surprise vs consensus (unavailable)

net incomeeps

Risk Factors

  • Potential net interest margin compression if deposit costs rise faster
  • Credit quality deterioration in loan portfolio

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
86% bullish (7 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001104659-26-056853
Document: iboc-20260507xex99.htm0001104659-26-056853
Document: 0001104659-26-056853-index-headers.html0001104659-26-056853
Document: 0001104659-26-056853-index.html0001104659-26-056853
Document: 0001104659-26-056853.txt0001104659-26-056853
8-K Data (Synthetic)0001104659-26-056853
4 reports for IBOC
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for IBOC — sortable, filterable
TypeNow
Oct 6, 2026
21d ago
8-K
NEUTRAL ★ 4/10
$68.94awaiting T+20—$66.68 (−3.28%)
Aug 6, 2026
11w ago
8-K
BEARISH ★ 5/10
$75.11 $71.54▲ +4.75%▲ +5.35%$66.68 (+11.22%)
May 7, 2026
24w ago
8-K
NEUTRAL ★ 4/10
$73.26 $71.00▼ −3.08%▼ −6.22%$66.68 (−8.98%)
Apr 20, 2026
27w ago
DEFA14A
NEUTRAL ★ 4/10
$72.16 $72.20▲ +0.06%▼ −4.15%$66.68 (−7.59%)
Showing 4 of 4

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Report published May 7, 2026