The combination of a strong EPS beat, dividend hike, and aggressive buybacks signals confidence in fundamentals; watch for sustained margin performance and asset quality trends in future quarters. The stock may re-rate if loan growth accelerates as guided.
Price Chart
Executive Summary
HomeTrust Bancshares (HTB) reported Q1 2026 earnings with diluted EPS of $0.99, beating consensus of $0.82 by 20.7%, driven by a $1.7M reduction in credit loss provision and net interest margin expansion to 4.31%. The company also raised its quarterly dividend by 15.4% to $0.15 per share and repurchased over 500K shares.
Key Financial Metrics
Key Facts
- Diluted EPS was $0.99 vs. consensus of $0.82, a 20.7% beat
- Net income increased 4.0% YoY to $16.8 million
- Net interest margin expanded to 4.31% from 4.20% in prior quarter
- Provision for credit losses dropped sharply to $370K from $2.1M
- Declared a dividend increase to $0.15 per share, up from $0.13 (15.4% increase)
- Repurchased 533,240 shares at an average price of $42.85
Financial Impact
EPS beat of $0.17, revenue not reported but EPS driven by margin expansion and lower provisions
Risk Factors
- Nonperforming assets increased to 1.07% of total assets, up from 0.98%
- SBA loan portfolio concentration in nonperforming assets raises sector-specific risk
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3279901 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 5d ago | 8-K | $47.36 | awaiting T+20 | — | $47.35 (−0.02%) |
Oct 6, 2026 20d ago | 8-K | $46.47 | awaiting T+20 | — | $47.35 (+1.89%) |
Oct 5, 2026 21d ago | 8-K | $46.47 | awaiting T+20 | — | $47.35 (+1.89%) |
Oct 2, 2026 24d ago | S-4 | $46.53 | awaiting T+20 | — | $47.35 (+1.76%) |
Aug 17, 2026 10w ago | 425 | $47.80 $47.82 | ▲ +0.04% | ▲ +2.02% | $47.35 (−0.94%) |
Aug 17, 2026 10w ago | 8-K | $47.80 $47.82 | ▲ +0.04% | ▲ +2.02% | $47.35 (−0.94%) |
Aug 17, 2026 10w ago | Press Release | $47.80 $47.82 | ▲ +0.04% | ▲ +2.02% | $47.35 (−0.94%) |
Aug 4, 2026 11w ago | 8-K | $51.85 $46.44 | ▼ −10.43% | ▼ −9.20% | $47.35 (−8.68%) |
Jul 7, 2026 15w ago | 8-K | $49.00 $51.25 | ▲ +4.59% | ▲ +3.26% | $47.35 (−3.37%) |
May 19, 2026 22w ago | 8-K | $45.53 $47.65 | ▲ +4.66% | ▲ +3.67% | $47.35 (+4.00%) |
US Market Status
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