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Insider Cluster (2 insiders) ·Filed Oct 19, 2026

HQY

HEALTHEQUITY, INC.
NEUTRAL
Impact 2/10
Horizondays Processed7d 5h ago
Insider cluster: 2 insiders, $237K total
Actionable Insight • Neutral

The $2K purchase by Sunil is too small to signal conviction, and Fiore's $235K sale is routine for an EVP. No material insider signal here. Monitor next 10-Q for fundamental trends.

DirectionNeutral
Confidencehigh
Horizondays
Latest settled — T+1d
HQY ▲ +1.33% at T+1d
NEUTRAL call +1.33% · α vs SPY +0.80% · entry $96.60 → $97.88
Next anchor: T+5d due 15h ago
Latest observation: T+3 +5.30% FF3 residual α
Entry = T+0 close
Oct 19, 2026
via day close
T+1d
+1.33%
call +1.33% · α +0.80%
$97.88
settled 7d ago
T+5d
Pending
due 15h ago
T+20d
Pending
in 20d
T+60d
Pending
in 3mo

Price Chart

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Executive Summary

Two HealthEquity insiders traded in opposite directions within a week: EVP Sunil made a token $2K open-market purchase, while EVP Fiore sold $235K worth of shares. The net $237K cluster is trivial relative to the company's market cap, and the mixed direction with a tiny buy and a modest sell suggests no coordinated signal.

Key Financial Metrics

Direction
mixed
Total Value
$237.0K
Insiders
2

Key Facts

  • EVP Sunil bought 23 shares for ~$2K on 2026-07-08
  • EVP Fiore sold 2,500 shares for ~$235K on 2026-07-02
  • Total cluster value is $237K, net direction mixed
  • Both trades are open-market (codes P and S), but the buy is negligible in size

Financial Impact

Total insider activity of $237K is well under 0.1% of market cap — immaterial

insider ownership

Risk Factors

  • No material insider signal — do not read into this cluster
  • The sale could be liquidity-driven (no 10b5-1 plan indicated, but size is modest)

Investment Themes

Software & IT

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-HQY-1792445490653
18 reports for HQY
Performance horizon
100% Hit rate @ T+5 4 of 4 directional calls Went positive at some point 4 of 4 best @ T+60▲ +19.79%May 28, 2026
Filters
Rows
Reports for HQY — sortable, filterable
TypeNow
Oct 19, 2026
7d ago
Insider Cluster
NEUTRAL ★ 2/10
$96.60awaiting T+5—$103.75 (+7.40%)
Oct 9, 2026
17d ago
8-K
NEUTRAL ★ 2/10
$92.03 $93.07▲ +1.13%▲ +2.62%$103.75 (+12.73%)
Oct 9, 2026
17d ago
SC 13G/A
NEUTRAL ★ 3/10
$92.61 $92.03▼ −0.63%▲ +1.34%$103.75 (+12.03%)
Oct 8, 2026
18d ago
144
NEUTRAL ★ 2/10
$92.61 $92.03▼ −0.63%▲ +1.34%$103.75 (+12.03%)
Oct 8, 2026
18d ago
144
NEUTRAL ★ 2/10
$92.61 $92.03▼ −0.63%▲ +1.34%$103.75 (+12.03%)
Oct 8, 2026
18d ago
144
NEUTRAL ★ 2/10
$92.61 $92.03▼ −0.63%▲ +1.34%$103.75 (+12.03%)
Oct 8, 2026
18d ago
144
NEUTRAL ★ 2/10
$92.61 $92.03▼ −0.63%▲ +1.34%$103.75 (+12.03%)
Oct 8, 2026
18d ago
144
NEUTRAL ★ 2/10
$92.61 $92.03▼ −0.63%▲ +1.34%$103.75 (+12.03%)
Oct 8, 2026
18d ago
144
NEUTRAL ★ 2/10
$92.61 $92.03▼ −0.63%▲ +1.34%$103.75 (+12.03%)
Sep 30, 2026
26d ago
8-K
NEUTRAL ★ 2/10
$88.46 $91.90▲ +3.89%▲ +1.98%$103.75 (+17.28%)
Showing 10 of 18

US Market Status

Market Closed — Opens Wed (10h 6m)

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Report published Oct 19, 2026