Traders should monitor credit quality deterioration and NIM pressure, which may offset stable EPS. The acquisition of Mountain Commerce Bancorp may provide future growth, but near-term margin and asset quality trends are concerning.
Price Chart
Executive Summary
Home BancShares (HOMB) reported Q1 2026 EPS of $0.60, matching consensus estimates and representing a 1.2% beat, with stable net income of $118.2 million. Revenue was $266.7 million, below the $273.9M consensus, driven by lower net interest income and non-interest income normalization. The stock may react negatively due to declining NIM, rising non-performing assets, and weaker-than-expected revenue despite stable EPS.
Key Financial Metrics
Key Facts
- Q1 2026 EPS: $0.60 (vs. $0.59 consensus, 1.2% beat)
- Revenue: $266.7M (vs. $273.9M consensus, 2.6% miss)
- Net income: $118.2M, flat QoQ but down YoY from $123.6M
- Net interest margin (NIM) declined to 4.51% from 4.61% in Q4 2025
- Non-performing assets to total assets rose to 0.97% from 0.55%
- One $92.1M loan relationship placed on non-accrual, driving NPA increase
Financial Impact
Revenue $7.2M below consensus; NIM down 10 bps; non-performing assets doubled
Risk Factors
- Rising non-performing assets due to a single large loan downgrade
- Declining net interest margin amid falling yields and deposit competition
- Revenue miss despite cost controls, signaling top-line weakness
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3274936 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 4d ago | Press Release | $30.15 | awaiting T+60 | — | $30.08 (−0.23%) |
Oct 21, 2026 4d ago | Institutional Cluster | $30.15 | awaiting T+60 | — | $30.08 (−0.23%) |
Oct 14, 2026 11d ago | 8-K | $28.87 | awaiting T+60 | — | $30.08 (+4.19%) |
Oct 14, 2026 11d ago | Press Release | $28.87 | awaiting T+60 | — | $30.08 (+4.19%) |
Aug 12, 2026 10w ago | Insider Cluster | $31.12 | awaiting T+60 | — | $30.08 (−3.34%) |
Jul 22, 2026 13w ago | Press Release | $30.73 $28.87 | ▼ −6.05% | ▼ −10.61% | $30.08 (−2.12%) |
Jul 15, 2026 14w ago | Press Release | $30.69 $28.25 | ▼ −7.95% | ▼ −11.66% | $30.08 (−1.99%) |
Jun 15, 2026 18w ago | Press Release | $28.00 $29.77 | ▲ +6.32% | ▲ +5.32% | $30.08 (+7.43%) |
Apr 17, 2026 27w ago | Insider Cluster | $26.89 $29.00 | ▲ +7.85% | ▲ +1.70% | $30.08 (+11.86%) |
Apr 17, 2026 27w ago | Insider Cluster | $26.89 $29.00 | ▲ +7.85% | ▲ +1.70% | $30.08 (+11.86%) |
US Market Status
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