Stock likely to react positively to the EPS beat and loan growth, but long-term investors should monitor rising non-performing assets and the sustainability of net interest margin as prior-year swap benefits have lapsed.
Price Chart
Executive Summary
Great Southern Bancorp (GSBC) reported Q1 2026 earnings of $1.58 per share, beating consensus estimates of $1.29 by 12.4%, driven by lower funding costs and one-time income items. Loan growth and strong capital levels were offset by a slight rise in non-performing assets and declining net interest income year-over-year.
Key Financial Metrics
Key Facts
- EPS of $1.58 beat consensus of $1.29 by 12.4%
- Net interest income declined $1.0M YoY to $48.3M due to loss of $2.0M income from terminated interest rate swap
- Loan portfolio grew 2.3% to $4.46B, driven by construction and CRE lending
- Non-performing assets rose $2.0M to $10.1M (0.18% of total assets)
- Company repurchased 269K shares and declared $0.43 dividend
Financial Impact
EPS beat of $0.29 (12.4%) driven by cost discipline and one-time items; loan growth supports future NII
Risk Factors
- Net interest income under pressure YoY despite margin expansion
- Non-performing assets increased $2.0M QoQ with new multi-family loan default
- One-time income items inflated results: $483K from loan interest collection, $421K from swap fees, $453K from expense reimbursement
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3274975 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 22, 2026 4d ago | 8-K | $78.93 | awaiting T+60 | — | $81.01 (−2.64%) |
Oct 21, 2026 5d ago | Press Release | $78.93 | awaiting T+60 | — | $81.01 (−2.64%) |
Sep 24, 2026 4w ago | Press Release | $78.91 | awaiting T+60 | — | $81.01 (+2.66%) |
Sep 16, 2026 5w ago | Press Release | $79.39 | awaiting T+60 | — | $81.01 (+2.04%) |
Jul 16, 2026 14w ago | 8-K | $80.11 $76.75 | ▲ +4.20% | ▲ +7.91% | $81.01 (−1.12%) |
Jul 15, 2026 14w ago | Press Release | $80.11 $76.75 | ▲ +4.20% | ▲ +7.91% | $81.01 (−1.12%) |
Jun 18, 2026 18w ago | Press Release | $74.82 $80.52 | ▲ +7.62% | ▲ +5.87% | $81.01 (+8.27%) |
Jun 12, 2026 19w ago | Institutional Cluster | $75.86 $79.49 | ▲ +4.79% | ▲ +1.52% | $81.01 (+6.79%) |
May 15, 2026 23w ago | 8-K | $67.18 $80.32 | ▲ +19.56% | ▲ +15.04% | $81.01 (+20.59%) |
May 1, 2026 25w ago | 144 | $68.70 $80.71 | ▲ +17.48% | ▲ +15.63% | $81.01 (+17.92%) |
US Market Status
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