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8-K ·Filed Apr 23, 2026

GBCI

GLACIER BANCORP, INC.
BULLISH
Impact 8/10
Horizonimmediate Processed6mo ago SEC0000868671-26-000043
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish

Monitor for sustained margin expansion and organic loan growth as the Guaranty integration benefits flow through; the strong beat and margin growth signal improving core earnings power.

DirectionBullish
Confidencehigh
Horizonimmediate
Final — all horizons settled through T+60d ⚠ clustered
GBCI ▲ +7.27% at T+60d
LONG call ✓ call won +7.27% · α vs SPY +2.19% · entry $48.72 → $52.26
Entry = T+0 close
Apr 23, 2026
via day close
T+1d
+1.40%
call +1.40% · α +1.23%
$49.40
settled 6mo ago
T+5d
+0.68%
call +0.68% · α -0.23%
$49.05
settled 6mo ago
T+20d
-1.89%
call -1.89% · α -5.91%
$47.80
settled 5mo ago
T+60d
+7.27%
call +7.27% · α +2.19%
$52.26
settled 3mo ago

Price Chart

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Executive Summary

Glacier Bancorp reported strong Q1 2026 earnings with record net income of $82.1M, a 29% increase from the prior quarter and 51% from the prior year. EPS of $0.63 beat consensus by 6.7%, driven by a 22 basis point expansion in net interest margin to 3.80%, completion of the Guaranty core system conversion, and strong loan and deposit growth. The company declared a $0.33 dividend.

Key Financial Metrics

EPS
$0.63
est $0.59 · +6.8%
Revenue
$306.8M
est $309.8M · -1.0% · +37.7% YoY
Rating
beat

Key Facts

  • Net income was $82.1 million, up 29% QoQ and 51% YoY
  • Diluted EPS was $0.63, beating consensus of $0.59 by $0.04
  • Net interest margin expanded 22 bps QoQ to 3.80%
  • Loan portfolio grew $106M (2% annualized), deposits increased $151M (2% annualized)
  • Completed core system conversion of Guaranty Bancshares acquisition
  • Declared quarterly dividend of $0.33 per share

Financial Impact

$82.1M net income, $0.63 EPS, 3.80% net interest margin

net incomeepsnet interest marginloan growthdeposit growth

Risk Factors

  • Acquisition-related expenses increased to $8.9M, up from $5.8M in prior quarter
  • Non-performing assets rose 15% QoQ to $79.5M, though still low at 0.25% of assets
  • Efficiency ratio increased to 63.05% from 61.04% due to higher acquisition costs

Market Snapshot

Exchange
NYSE
Sector
State Commercial Banks
Analyst Consensus
83% bullish (12 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0000868671-26-000043
Document: gbci-20260423.htm0000868671-26-000043
Document: 0000868671-26-000043-index-headers.html0000868671-26-000043
Document: 0000868671-26-000043-index.html0000868671-26-000043
Document: 0000868671-26-000043.txt0000868671-26-000043
8-K Data (Synthetic)0000868671-26-000043
11 reports for GBCI
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for GBCI — sortable, filterable
TypeNow
Oct 22, 2026
3d ago
8-K
BULLISH ★ 6/10
$45.99awaiting T+60—$48.65 (+5.78%)
Oct 22, 2026
3d ago
Press Release
BULLISH ★ 5/10
$45.99awaiting T+60—$48.65 (+5.78%)
Sep 28, 2026
27d ago
Press Release
NEUTRAL ★ 1/10
$43.67awaiting T+60—$48.65 (+11.40%)
Sep 22, 2026
4w ago
Press Release
NEUTRAL ★ 3/10
$43.78awaiting T+60—$48.65 (+11.13%)
Jul 23, 2026
13w ago
Press Release
MIXED ★ 6/10
$50.27 $43.60▼ −13.27%▼ −16.56%$48.65 (−3.22%)
Jun 30, 2026
16w ago
Press Release
NEUTRAL ★ 1/10
$52.75 $44.35▼ −15.92%▼ −18.80%$48.65 (−7.77%)
May 4, 2026
24w ago
8-K
BULLISH ★ 6/10
$48.67 $48.97▲ +0.62%▼ −2.12%$48.65 (−0.04%)
May 1, 2026
25w ago
8-K
NEUTRAL ★ 3/10
$48.17 $48.81▲ +1.33%▼ −0.53%$48.65 (+1.00%)
Apr 23, 2026
26w ago
8-K
BULLISH ★ 8/10
$48.72 $52.26▲ +7.27%▲ +2.19%$48.65 (−0.14%)
Apr 23, 2026
26w ago
Press Release
BULLISH ★ 8/10
$48.72 $52.26▲ +7.27%▲ +2.19%$48.65 (−0.14%)
Showing 10 of 11

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Report published Apr 23, 2026