Monitor upcoming loan repricing schedule ($125.9M fixed-rate loans maturing within 12 months) for continued margin expansion; assess impact of senior note issuance on cost of funds.
Price Chart
Executive Summary
FVCBankcorp reported strong first-quarter 2026 earnings with net income up 24% year-over-year to $6.4 million and diluted EPS of $0.35, beating consensus. Net interest margin expanded to 3.26%, the ninth consecutive quarterly improvement, driven by lower funding costs and higher yields. The bank also increased its quarterly dividend by 17% to $0.07 per share.
Key Financial Metrics
Key Facts
- Net income of $6.4 million for Q1 2026, up 24% YoY from $5.2 million
- Diluted EPS of $0.35, up 25% YoY from $0.28
- Net interest margin improved 43 bps to 3.26%, ninth consecutive quarter of improvement
- Core deposits grew 7% YoY to $1.77 billion
- Quarterly cash dividend increased 17% to $0.07 per share
Financial Impact
Net income increased $1.2 million (24% YoY), EPS increased $0.07 (25% YoY), net interest margin up 43 basis points to 3.26%
Risk Factors
- Nonperforming loans increased to $12.2 million (0.52% of total assets) from $10.9 million
- Watch list loans increased to $59.5 million from $57.9 million
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001675644-26-000049 |
| Document: fvcb-20260421.htm | 0001675644-26-000049 |
| Document: 0001675644-26-000049-index-headers.html | 0001675644-26-000049 |
| Document: 0001675644-26-000049-index.html | 0001675644-26-000049 |
| Document: 0001675644-26-000049.txt | 0001675644-26-000049 |
| 8-K Data (Synthetic) | 0001675644-26-000049 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 22, 2026 4d ago | 8-K | $17.10 | awaiting T+60 | — | $17.00 (−0.58%) |
Aug 25, 2026 8w ago | Insider Cluster | $18.14 | awaiting T+60 | — | $17.00 (−6.28%) |
May 14, 2026 23w ago | DEFA14A | $15.55 $18.52 | ▲ +19.10% | ▲ +15.51% | $17.00 (+9.32%) |
Apr 21, 2026 26w ago | 8-K | $15.66 $17.82 | ▲ +13.79% | ▲ +9.01% | $17.00 (+8.56%) |
Feb 25, 2026 34w ago | Insider Cluster | $15.76 $15.71 | ▼ −0.32% | ▼ −8.49% | $17.00 (+7.87%) |
Feb 25, 2026 34w ago | Insider Cluster | $15.76 $15.71 | ▼ −0.32% | ▼ −8.49% | $17.00 (+7.87%) |
Feb 25, 2026 34w ago | Insider Cluster | $15.76 $15.71 | ▲ +0.32% | ▲ +8.49% | $17.00 (−7.87%) |
Feb 25, 2026 34w ago | Insider Cluster | $15.76 $15.71 | ▼ −0.32% | ▼ −8.49% | $17.00 (+7.87%) |
US Market Status
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