Monitor next quarter's provision for credit losses and net charge-off trends to assess credit quality. The stable operating EPS and net interest margin suggest underlying profitability is holding.
Price Chart
Executive Summary
Fulton Financial reported Q1 2026 earnings with diluted EPS of $0.51, missing consensus by 3.8% due to a $14.4M provision for credit losses. Net interest margin held steady at 3.58%, and the company repurchased $24.5M in shares. Despite the EPS miss, operating EPS remained strong at $0.55.
Key Financial Metrics
Key Facts
- Q1 2026 diluted EPS: $0.51 (consensus: $0.53)
- Operating EPS: $0.55 (flat QoQ)
- Net interest margin: 3.58% (down 1 bps QoQ)
- Provision for credit losses: $14.4M (up from $2.9M in Q4)
- Share repurchases: $24.5M in Q1
Financial Impact
$14.4M provision for credit losses
Risk Factors
- Increased provision for credit losses may signal deteriorating loan quality
- Net interest margin compression could pressure future earnings
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000700564-26-000010 |
| Document: fultinvestorpresentation.htm | 0000700564-26-000010 |
| Document: fult-20260422.htm | 0000700564-26-000010 |
| Document: 0000700564-26-000010-index-headers.html | 0000700564-26-000010 |
| Document: 0000700564-26-000010-index.html | 0000700564-26-000010 |
| Document: 0000700564-26-000010.txt | 0000700564-26-000010 |
| 8-K Data (Synthetic) | 0000700564-26-000010 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
May 28, 2026 21w ago | 8-K | $18.53 $17.80 | ▼ −3.94% | ▼ −5.67% | $16.23 (−12.41%) |
Apr 27, 2026 26w ago | 8-K | $18.76 $18.13 | ▼ −3.33% | ▼ −8.11% | $16.23 (−13.46%) |
Apr 22, 2026 26w ago | 8-K | $18.99 $18.08 | ▼ −4.79% | ▼ −9.81% | $16.23 (−14.53%) |
Apr 1, 2026 29w ago | DEFA14A | $18.00 $17.70 | ▼ −1.67% | ▼ −15.83% | $16.23 (−9.83%) |
US Market Status
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