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8-K ·Filed Jun 25, 2026

FNLC

First Bancorp, Inc /ME/
NEUTRAL
Impact 3/10
Horizonmonths Processed4mo ago SEC0000765207-26-000091
8-K context-dependent: Items 8.01
Actionable Insight • Neutral

The incremental dividend increase is consistent with FNLC's established pattern and provides no new information on earnings or credit quality. Monitor the next 10-Q for net interest margin and loan loss provision trends, which will drive the stock's next catalyst. The 4.46% yield supports income-oriented holders but does not signal a re-rating.

DirectionNeutral
Confidencehigh
Horizonmonths
Final — all horizons settled through T+60d
FNLC ▼ -2.00% at T+60d
NEUTRAL call -2.00% · α vs SPY -6.49% · entry $35.51 → $34.80
Entry = T+0 close
Jun 25, 2026
via day close
T+1d
-1.63%
call -1.63% · α -3.28%
$34.93
settled 4mo ago
T+5d
-1.32%
call -1.32% · α -3.49%
$35.04
settled 4mo ago
T+20d
-4.28%
call -4.28% · α -5.54%
$33.99
settled 3mo ago
T+60d
-2.00%
call -2.00% · α -6.49%
$34.80
settled 5w ago

Price Chart

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Executive Summary

The First Bancorp (FNLC) declared its Q2 2026 cash dividend of $0.38 per share, a $0.01 increase from the prior four quarters, marking the 12th consecutive year of raising the dividend. The $1.52 annualized rate provides a 4.46% yield at the June 24 closing price of $34.10. This routine filing confirms ongoing capital return but provides no new financial performance data.

Key Facts

  • Quarterly cash dividend declared at $0.38 per share for Q2 2026
  • Dividend increased $0.01 per share from prior four quarters
  • Payable July 17, 2026 to holders of record July 7, 2026
  • Annualized dividend of $1.52 per share yields 4.46% at $34.10 closing price
  • 12th consecutive year of raising the dividend at least $0.01 in Q2

Financial Impact

$0.01/share quarterly increase on a $385M market cap; annualized payout of ~$1.52/share

dividend yieldshareholder return

Risk Factors

  • Dividend growth trajectory may slow if net interest income faces compression from rate cuts or deposit competition
  • Slowing loan demand in Maine's rural counties could pressure earnings coverage of the dividend

Market Snapshot

Exchange
Nasdaq
Sector
National Commercial Banks

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 5 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0000765207-26-000091
Document: a8-k20260625x99.htm0000765207-26-000091
Document: 0000765207-26-000091-index-headers.html0000765207-26-000091
Document: 0000765207-26-000091-index.html0000765207-26-000091
Document: 0000765207-26-000091.txt0000765207-26-000091
5 reports for FNLC
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for FNLC — sortable, filterable
TypeNow
Oct 21, 2026
5d ago
8-K
BULLISH ★ 6/10
$36.17 $36.36▲ +0.53%▲ +1.05%$36.70 (+1.47%)
Sep 24, 2026
4w ago
8-K
NEUTRAL ★ 2/10
$34.35 $34.30▼ −0.15%▲ +0.60%$36.70 (+6.84%)
Jun 25, 2026
17w ago
8-K
NEUTRAL ★ 3/10
$35.51 $34.93▼ −1.63%▼ −3.28%$36.70 (+3.35%)
May 1, 2026
25w ago
8-K
NEUTRAL ★ 2/10
$28.89 $28.41▼ −1.66%▼ −1.32%$36.70 (+27.03%)
Apr 22, 2026
26w ago
8-K
MIXED ★ 6/10
$29.10 $29.05▼ −0.17%▼ −0.96%$36.70 (+26.12%)
Showing 5 of 5

US Market Status

Market Closed — Opens in 4h 35m

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Report published Jun 25, 2026