The dividend maintenance at $0.28/quarter combined with strong Q1 earnings growth (86% net income increase) signals solid capital generation and credit quality. The loan book contraction (-3.3%) bears watching for organic growth trajectory, but the deposit growth (+8.2%) and asset expansion (+6.2%) support the current payout. Monitor the Q2 2026 10-Q for loan growth re-acceleration and net interest margin trends.
Price Chart
Executive Summary
First Keystone Corp declared a $0.28/share quarterly cash dividend for Q2 2026, maintaining the same year-to-date payout as the prior year. The press release also disclosed strong Q1 2026 results: net income surged 86.0% to $1,959,000 ($0.31/share), assets grew 6.2% to $1.52B, and net interest income rose 4.1% to $9,131,000, though total loans declined 3.3%.
Key Facts
- Quarterly dividend declared at $0.28/share, payable June 30, 2026 to holders of record June 11, 2026
- Year-to-date dividends of $0.56/share unchanged vs. same period in 2025
- Q1 2026 net income increased 86.0% to $1,959,000 from $1,053,000 in Q1 2025
- EPS rose 82.4% to $0.31/share from $0.17/share
- Assets grew 6.2% to $1,524,919,000
- Net interest income increased 4.1% to $9,131,000
- Total deposits increased 8.2% to $1,131,289,000
- Total loans decreased 3.3% to $932,615,000
Financial Impact
Dividend unchanged at $0.28/quarter; net income up 86% YoY to $1.96M; EPS up 82% to $0.31
Risk Factors
- Loan portfolio declined 3.3% YoY, indicating potential organic growth headwinds
- Forward-looking statements subject to operating, legal, and regulatory risks
- Dividend unchanged despite strong earnings — no increase suggests conservative capital management
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 5 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000737875-26-000024 |
| Document: fkys-20260528xex99d1.htm | 0000737875-26-000024 |
| Document: 0000737875-26-000024-index-headers.html | 0000737875-26-000024 |
| Document: 0000737875-26-000024-index.html | 0000737875-26-000024 |
| Document: 0000737875-26-000024.txt | 0000737875-26-000024 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 1, 2026 25d ago | 8-K | $19.23 | awaiting T+60 | — | $19.18 (−0.26%) |
Aug 3, 2026 12w ago | 8-K | $18.96 | awaiting T+60 | — | $19.18 (+1.16%) |
May 28, 2026 21w ago | 8-K | $18.00 $19.00 | ▲ +5.56% | ▲ +4.37% | $19.18 (+6.56%) |
May 28, 2026 21w ago | Insider Cluster | $17.99 $18.96 | ▲ +5.39% | ▲ +3.66% | $19.18 (+6.61%) |
May 26, 2026 21w ago | 8-K | $17.85 $18.95 | ▲ +6.16% | ▲ +3.44% | $19.18 (+7.45%) |
May 1, 2026 25w ago | 8-K | $19.00 $18.49 | ▼ −2.68% | ▼ −5.75% | $19.18 (+0.95%) |
Mar 4, 2026 33w ago | 8-K | $19.63 $17.99 | ▼ −8.35% | ▼ −18.44% | $19.18 (−2.29%) |
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