The EPS beat was marginal and deposits declined meaningfully; the stock's near-term direction will likely be driven by the pending TriCo Bancshares acquisition rather than this quarter's results. Monitor merger progress and deposit trends in subsequent quarters.
Price Chart
Executive Summary
First Hawaiian reported Q2 2026 EPS of $0.60, a narrow $0.01 beat vs the $0.59 consensus. Net interest margin expanded 6 bps QoQ to 3.25% and the efficiency ratio improved to 56.2%, but total deposits declined $623M QoQ and the company recorded a $5.6M provision for credit losses. The results are mixed, and the stock's near-term direction is likely to be dictated by the pending TriCo Bancshares acquisition rather than this quarter's incremental earnings beat.
Key Financial Metrics
Key Facts
- Q2 2026 EPS $0.60 vs consensus $0.59 (beat by 1.7%)
- Net interest margin expanded 6 bps QoQ to 3.25%
- Efficiency ratio improved to 56.2% from 57.0% in Q1 2026
- Total deposits declined $623M QoQ
- Recorded $5.6M provision for credit losses
- Net income of $73.4M for the quarter
Financial Impact
EPS beat by $0.01, NIM +6 bps, deposits -$623M, provision $5.6M
Risk Factors
- Continued deposit outflows could pressure funding costs
- Credit quality deterioration leading to higher provisions
- Acquisition integration risk with TriCo Bancshares
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3332805 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 23, 2026 4d ago | 8-K | $25.34 $25.34 | · 0.00% | ▲ +0.71% | $25.27 (+0.28%) |
Oct 23, 2026 4d ago | Press Release | $25.34 $25.34 | · 0.00% | ▲ +0.71% | $25.27 (+0.28%) |
Oct 2, 2026 25d ago | Press Release | $25.04 | awaiting T+1 | — | $25.27 (+0.92%) |
Sep 17, 2026 5w ago | EFFECT | $25.81 $25.76 | ▼ −0.19% | ▼ −0.07% | $25.27 (−2.09%) |
Jul 24, 2026 13w ago | 8-K | $28.11 $27.79 | ▼ −1.14% | ▼ −1.16% | $25.27 (−10.10%) |
Jul 24, 2026 13w ago | Press Release | $28.11 $27.79 | ▼ −1.14% | ▼ −1.16% | $25.27 (−10.10%) |
Jul 13, 2026 15w ago | 8-K | $29.14 $28.53 | ▼ −2.09% | ▼ −2.45% | $25.27 (−13.28%) |
Jul 12, 2026 15w ago | Press Release | $29.14 $28.53 | ▼ −2.09% | ▼ −2.45% | $25.27 (−13.28%) |
Apr 24, 2026 26w ago | 8-K | $26.41 $27.28 | ▼ −3.29% | ▼ −3.13% | $25.27 (+4.32%) |
Apr 24, 2026 26w ago | Press Release | $26.41 $27.28 | ▲ +3.29% | ▲ +3.13% | $25.27 (−4.32%) |
US Market Status
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