8-K ·Filed Apr 22, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
Strong beat driven by commercial segment and margin expansion suggests pricing power and operational leverage; monitor next quarter for sustainability of refinance-driven revenue growth.
Final — all horizons settled through T+60d
FAF ▲ +4.20% at T+60d
LONG call ✓ call won +4.20% · α vs SPY -0.82% · entry $68.84 → $71.73
T+1d
+2.95%
call +2.95% · α +2.16%
$70.87
settled 6mo ago
T+5d
+3.31%
call +3.31% · α +1.83%
$71.12
settled 6mo ago
T+20d
-0.99%
call -0.99% · α -5.62%
$68.16
settled 5mo ago
T+60d
+4.20%
call +4.20% · α -0.82%
$71.73
settled 3mo ago
Price Chart
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Executive Summary
First American Financial reported Q1 2026 earnings with GAAP EPS of $1.21 (beat consensus of $1.05) and revenue of $1.84B (beat $1.79B), driven by strong commercial business growth and improved margins. Adjusted EPS was $1.33.
Key Financial Metrics
EPS
$1.21
est $1.05 · +15.2%
Revenue
$1.8B
est $1.8B · +2.7% · +15.8% YoY
Rating
strong beat
Key Facts
- GAAP EPS of $1.21 vs. consensus $1.05 (89% beat)
- Revenue of $1.84B vs. consensus $1.79B
- Commercial revenues up 48% YoY to $271M
- Adjusted pretax margin of 10.4% vs. 7.9% last year
- Repurchased $33M of shares
Financial Impact
EPS beat consensus by 89%, revenue beat by 3% with strong commercial growth
epsrevenuepretax_marginrepurchases
Risk Factors
- Softness in residential market mentioned in guidance
- Interest expense up 34% YoY due to warehouse lending and deposit costs
Market Snapshot
Exchange
NYSE
Sector
Title Insurance
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-170438 |
| Document: faf-20260422.htm | 0001193125-26-170438 |
| Document: 0001193125-26-170438-index-headers.html | 0001193125-26-170438 |
| Document: 0001193125-26-170438-index.html | 0001193125-26-170438 |
| Document: 0001193125-26-170438.txt | 0001193125-26-170438 |
| 8-K Data (Synthetic) | 0001193125-26-170438 |
3 reports for FAF
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 6d ago | 8-K | $65.07 | awaiting T+60 | — | $64.39 (−1.05%) |
Oct 16, 2026 11d ago | Institutional Cluster | $64.92 | awaiting T+60 | — | $64.39 (−0.82%) |
Apr 22, 2026 26w ago | 8-K | $68.84 $71.73 | ▲ +4.20% | ▼ −0.82% | $64.39 (−6.46%) |
Showing 3 of 3
US Market Status
Market Closed — Opens Wed (< 1m)
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