Routine individual FCRA case dismissed on summary judgment — no financial or operational impact on Experian. Monitor for any appeal, but pro se plaintiff with no discovery record is unlikely to succeed.
Price Chart
Executive Summary
Experian Information Solutions won summary judgment in a pro se FCRA lawsuit where the plaintiff failed to produce any evidence of inaccuracies in his credit report. The ruling is a routine procedural win with no financial exposure or precedent risk — a single individual's case dismissed for lack of proof.
Court Ruling Details
Key Facts
- Pro se plaintiff Antonio Chandler sued Experian under FCRA §§ 1681e(b) and 1681i(a) alleging inaccurate credit reporting
- Plaintiff conducted no discovery and failed to respond to Experian's discovery requests
- Experian moved for summary judgment; court granted the motion because plaintiff offered no evidence of inaccuracy
- No damages were awarded or sought in the ruling — the case was dismissed on summary judgment
- Ruling is a district court summary judgment, not a final judgment on the merits with damages
Financial Impact
No damages awarded or pleaded in the opinion — immaterial individual consumer case
Risk Factors
- Plaintiff could appeal the summary judgment ruling to the Third Circuit, though likelihood is low given lack of evidence
Documents Analyzed
This report is based on 1 court opinion.
| Document | Accession Number |
|---|---|
| COURT-RULING Data (Synthetic) | court-9b80167fa4-EXPGY |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 23, 2026 4d ago | Court Ruling | $39.85 | awaiting T+5 | — | $38.29 (−3.91%) |
Oct 22, 2026 5d ago | Court Ruling | $41.44 | awaiting T+5 | — | $38.29 (−7.60%) |
Oct 22, 2026 5d ago | Court Ruling | $41.44 | awaiting T+5 | — | $38.29 (−7.60%) |
Oct 21, 2026 6d ago | Court Ruling | $41.37 | awaiting T+5 | — | $38.29 (−7.45%) |
Oct 20, 2026 7d ago | Court Ruling | $39.88 | awaiting T+5 | — | $38.29 (−3.99%) |
Oct 20, 2026 7d ago | Court Ruling | $39.88 | awaiting T+5 | — | $38.29 (−3.99%) |
Oct 14, 2026 13d ago | Court Ruling | $37.83 $41.37 | ▲ +9.36% | ▲ +10.37% | $38.29 (+1.22%) |
Oct 2, 2026 25d ago | Court Ruling | $32.50 $35.53 | ▲ +9.32% | ▲ +8.90% | $38.29 (+17.82%) |
Sep 30, 2026 27d ago | Court Ruling | $32.19 $34.31 | ▲ +6.59% | ▲ +5.28% | $38.29 (+18.95%) |
Sep 30, 2026 27d ago | Court Ruling | $32.19 $34.31 | ▲ +6.59% | ▲ +5.28% | $38.29 (+18.95%) |
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