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COURT-RULING ·Filed Jul 21, 2026

EXPGY

Experian Health
NEUTRAL
Impact 1/10
Horizonimmediate Processed3mo ago CourtCourt Ruling · govinfo.gov
Court ruling (district)
Actionable Insight • Neutral

This is a routine procedural win with zero financial impact. No trading action warranted — the case was immaterial to Experian Health's operations or valuation.

DirectionNeutral
Confidencehigh
Horizonimmediate
Final — all horizons settled through T+60d ⚠ clustered
EXPGY ▲ +4.13% at T+60d
NEUTRAL call +4.13% · α vs SPY +0.61% · entry $36.33 → $37.83
Entry = T+0 close
Jul 22, 2026
via day close
T+1d
-2.70%
call -2.70% · α -1.46%
$35.35
settled 3mo ago
T+5d
+12.17%
call +12.17% · α +14.57%
$40.75
settled 3mo ago
T+20d
+9.55%
call +9.55% · α +6.65%
$39.80
settled 2mo ago
T+60d
+4.13%
call +4.13% · α +0.61%
$37.83
settled 12d ago

Price Chart

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Executive Summary

Experian Health won dismissal with prejudice of a pro se FCRA lawsuit in the Western District of Wisconsin. The court found the plaintiff's allegations of inadequate file disclosure and credit-score non-disclosure were directly contradicted by the company's documented responses. The case is closed with no damages awarded, no injunction, and no precedent risk — a trivial, routine outcome for a large credit bureau.

Court Ruling Details

Ruling Date
Jul 21, 2026
Court
United States District Court for the Western District of Wisconsin
Court Level
District
Judge
James D. Peterson
Case Type
other
Ruling Type
motion to dismiss
Outcome
WIN — ruling favors this company
Precedent Risk
LOW

Key Facts

  • Experian Health's motion to dismiss was GRANTED; the complaint was dismissed without leave to amend.
  • The court found that Experian Health had responded to the plaintiff's requests with detailed file information, directly contradicting the allegations.
  • The plaintiff did not request a credit score, so the FCRA claim for failure to disclose a credit score failed.
  • No damages were awarded, no injunction was issued, and the case is closed.

Financial Impact

No damages awarded; no financial exposure stated in the opinion.

Risk Factors

  • No material risks identified from this ruling.

Market Snapshot

Analyst Consensus
88% bullish (24 analysts)

Documents Analyzed

This report is based on 1 court opinion.

DocumentAccession Number
COURT-RULING Data (Synthetic)court-7041e12bb8-EXPGY
85 reports for EXPGY
Performance horizon
79% Hit rate @ T+5 11 of 14 directional calls Went positive at some point 13 of 14 best @ T+60▲ +18.89%May 27, 2026
Filters
Rows
Reports for EXPGY — sortable, filterable
TypeNow
Oct 23, 2026
4d ago
Court Ruling
NEUTRAL ★ 1/10
$39.85awaiting T+5—$38.56 (−3.24%)
Oct 22, 2026
5d ago
Court Ruling
NEUTRAL ★ 1/10
$41.44awaiting T+5—$38.56 (−6.95%)
Oct 22, 2026
5d ago
Court Ruling
NEUTRAL ★ 1/10
$41.44awaiting T+5—$38.56 (−6.95%)
Oct 21, 2026
6d ago
Court Ruling
NEUTRAL ★ 1/10
$41.37awaiting T+5—$38.56 (−6.79%)
Oct 20, 2026
7d ago
Court Ruling
NEUTRAL ★ 1/10
$39.88awaiting T+5—$38.56 (−3.31%)
Oct 20, 2026
7d ago
Court Ruling
NEUTRAL ★ 2/10
$39.88awaiting T+5—$38.56 (−3.31%)
Oct 14, 2026
13d ago
Court Ruling
NEUTRAL ★ 1/10
$37.83 $41.37▲ +9.36%▲ +10.37%$38.56 (+1.93%)
Oct 2, 2026
25d ago
Court Ruling
NEUTRAL ★ 1/10
$32.50 $35.53▲ +9.32%▲ +8.90%$38.56 (+18.65%)
Sep 30, 2026
27d ago
Court Ruling
NEUTRAL ★ 2/10
$32.19 $34.31▲ +6.59%▲ +5.28%$38.56 (+19.79%)
Sep 30, 2026
27d ago
Court Ruling
NEUTRAL ★ 1/10
$32.19 $34.31▲ +6.59%▲ +5.28%$38.56 (+19.79%)
Showing 10 of 85

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⚖ Court Ruling · govinfo.gov Report published Jul 22, 2026