Monitor upcoming quarters for margin stabilization post-Frontier integration and whether core earnings growth can persist; the stock may react positively if margin pressure eases and core earnings continue beating expectations.
Price Chart
Executive Summary
Equity Bancshares reported Q1 2026 earnings with GAAP EPS of $0.80, missing consensus by 34.2%, driven by a 14-basis-point net interest margin compression from the Frontier acquisition. However, core earnings per share of $1.32 beat expectations by 14.78%, reflecting strong underlying performance.
Key Financial Metrics
Key Facts
- GAAP diluted EPS of $0.80 missed consensus of $1.22 by 34.2%
- Core earnings per share of $1.32 beat prior quarter's $1.26 and consensus of $1.15
- Net interest margin declined 14 bps to 4.33% due to Frontier acquisition
- Total assets grew 20.3% to $7.7B, loans up 28.6% to $5.4B, deposits up 23.5% to $6.3B
- Efficiency ratio improved 5.75 percentage points to 56.68%
Financial Impact
GAAP earnings miss of $0.42 per share, but core earnings beat by $0.17 per share
Risk Factors
- Margin compression from acquisition may persist
- Integration risks from Frontier deal
- Elevated nonperforming assets at 0.76% of total assets
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-154989 |
| Document: eqbk-20260414.htm | 0001193125-26-154989 |
| Document: eqbk-ex99_2.htm | 0001193125-26-154989 |
| Document: 0001193125-26-154989-index-headers.html | 0001193125-26-154989 |
| Document: 0001193125-26-154989-index.html | 0001193125-26-154989 |
| Document: 0001193125-26-154989.txt | 0001193125-26-154989 |
| 8-K Data (Synthetic) | 0001193125-26-154989 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 6d ago | EFFECT | $47.54 | awaiting T+5 | — | $48.53 (+2.08%) |
Oct 16, 2026 11d ago | S-4/A | $47.23 $49.10 | ▲ +3.95% | ▲ +4.09% | $48.53 (+2.75%) |
Oct 16, 2026 11d ago | 425 | $47.51 $48.64 | ▲ +2.38% | ▲ +2.29% | $48.53 (+2.15%) |
Oct 14, 2026 13d ago | 8-K | $46.68 $48.64 | ▲ +4.20% | ▲ +5.21% | $48.53 (+3.96%) |
Oct 6, 2026 21d ago | 425 | $47.00 $46.57 | ▼ −0.91% | ▲ +0.07% | $48.53 (+3.26%) |
Oct 2, 2026 25d ago | S-4 | $47.54 $47.23 | ▼ −0.65% | ▼ −1.07% | $48.53 (+2.08%) |
Oct 2, 2026 25d ago | 8-K | $47.54 $47.23 | ▼ −0.65% | ▼ −1.07% | $48.53 (+2.08%) |
Sep 22, 2026 5w ago | 425 | $47.58 $47.14 | ▼ −0.92% | ▼ −0.25% | $48.53 (+2.00%) |
Sep 18, 2026 5w ago | 425 | $48.38 $47.81 | ▼ −1.19% | ▼ −0.17% | $48.53 (+0.30%) |
Sep 4, 2026 7w ago | 425 | $50.13 $50.14 | ▲ +0.02% | ▲ +1.14% | $48.53 (−3.19%) |
US Market Status
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