Monitor next quarter for signs of stabilization in loan and deposit trends, and whether the improved net interest margin can offset declining net interest income.
Price Chart
Executive Summary
Enterprise Financial Services Corp reported Q1 2026 earnings of $1.30 per share, missing the prior quarter's $1.45 and falling slightly short of the prior year's $1.31. Net interest income declined to $166.1 million, though net interest margin improved to 4.28%. The bank returned $27.3 million to shareholders via buybacks and dividends.
Key Financial Metrics
Key Facts
- EPS of $1.30 missed the prior quarter's $1.45 and was slightly below the prior year's $1.31
- Net interest income decreased to $166.1 million from $168.2 million in the prior quarter
- Net interest margin improved to 4.28% from 4.26% in the prior quarter
- Loans decreased to $11.7 billion from $11.8 billion in the prior quarter
- Deposits decreased to $14.5 billion from $14.6 billion in the prior quarter
Financial Impact
Net income decreased by $5.4 million to $49.4 million
Risk Factors
- Declining net interest income despite improved margin
- Decrease in loans and deposits
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001025835-26-000092 |
| Document: q12026efscearningsreleas.htm | 0001025835-26-000092 |
| Document: efsc-20260422.htm | 0001025835-26-000092 |
| Document: 0001025835-26-000092-index-headers.html | 0001025835-26-000092 |
| Document: 0001025835-26-000092-index.html | 0001025835-26-000092 |
| Document: 0001025835-26-000092.txt | 0001025835-26-000092 |
| 8-K Data (Synthetic) | 0001025835-26-000092 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Jun 9, 2026 20w ago | 8-K | $19.93 $18.48 | ▼ −7.28% | ▼ −11.09% | $15.65 (−21.48%) |
Apr 22, 2026 26w ago | 8-K | $19.79 $20.43 | ▼ −3.23% | ▲ +1.78% | $15.65 (+20.92%) |
US Market Status
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