The strong adjusted EPS beat and reiterated 10-15% growth guidance provide a floor, but the Money Transfer segment's constant-currency revenue decline and operating income contraction are real headwinds. Watch the Q2 2026 print for stabilization in Money Transfer and whether the $40M annual restructuring benefit materializes as promised.
Price Chart
Executive Summary
Euronet reported Q1 2026 adjusted EPS of $1.58, a 40% increase YoY from $1.13, and revenue of $1,011.8M (+11% YoY). However, GAAP operating income declined 4% to $72.0M, and the Money Transfer segment saw constant-currency revenue decline of 4% and adjusted EBITDA decline of 12%, pressured by immigration reform and Middle East volume. The company reiterated its 2026 adjusted EPS growth guidance of 10%-15%.
Key Financial Metrics
Key Facts
- Q1 2026 revenue $1,011.8M, up 11% YoY from $915.5M (4% constant currency)
- GAAP diluted EPS $0.83 vs $0.85 YoY; adjusted EPS $1.58 vs $1.13 YoY (+40%)
- Operating income $72.0M, down 4% from $75.2M; adjusted EBITDA $126.7M, up 7%
- Money Transfer segment constant-currency revenue down 4%, adjusted EBITDA down 12%
- EFT Processing revenue up 27% (19% constant currency), driven by acquiring, REN, and CoreCard
- Digital transactions in Money Transfer grew 35% YoY to 7.1M; total transactions down 2%
- Company repurchased $100M of common stock during the quarter
- Reiterated 2026 adjusted EPS growth guidance of 10%-15% YoY
Financial Impact
Adjusted EPS beat consensus by 34% ($1.58 vs $1.18 est), but GAAP operating income declined and Money Transfer segment weakened
Risk Factors
- Money Transfer segment continued weakness from US immigration reform and Middle East geopolitical risk
- GAAP operating income declining 4% despite 11% revenue growth signals margin compression
- Net debt increased $113.8M in the quarter, partly from $100M buyback, reducing financial flexibility
- Constant-currency revenue growth of only 4% suggests underlying organic growth is modest
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001554855-26-000809 |
| Document: eeft-20260428.htm | 0001554855-26-000809 |
| Document: 0001554855-26-000809-index-headers.html | 0001554855-26-000809 |
| Document: 0001554855-26-000809-index.html | 0001554855-26-000809 |
| Document: 0001554855-26-000809.txt | 0001554855-26-000809 |
| 8-K Data (Synthetic) | 0001554855-26-000809 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 26, 2026 today | Press Release | $63.95 | awaiting T+1 | — | $63.95 (+0.00%) |
Oct 19, 2026 7d ago | Press Release | $64.84 $66.15 | ▲ +2.02% | ▲ +1.69% | $63.95 (−1.37%) |
Oct 14, 2026 12d ago | Press Release | $65.54 | awaiting T+1 | — | $63.95 (−2.43%) |
Jul 30, 2026 12w ago | 8-K | $76.67 $71.33 | ▲ +6.96% | ▲ +7.67% | $63.95 (+16.59%) |
Jul 21, 2026 13w ago | Press Release | $79.20 $78.12 | ▼ −1.36% | ▼ −1.25% | $63.95 (−19.26%) |
May 20, 2026 22w ago | 8-K | $67.38 $66.40 | ▼ −1.45% | ▼ −1.65% | $63.95 (−5.09%) |
Apr 29, 2026 25w ago | 8-K | $74.78 $71.94 | ▼ −3.80% | ▼ −4.82% | $63.95 (−14.48%) |
Apr 29, 2026 25w ago | Press Release | $74.78 $71.94 | ▼ −3.80% | ▼ −4.82% | $63.95 (−14.48%) |
Apr 16, 2026 27w ago | Press Release | $74.01 $74.78 | ▲ +1.04% | ▲ +1.23% | $63.95 (−13.59%) |
US Market Status
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