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8-K ·Filed Apr 28, 2026

EBMT

Eagle Bancorp Montana, Inc.
BULLISH
Impact 6/10
Horizondays Processed6mo ago SEC0001171843-26-002773
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish

Look for continued margin expansion as deposit costs decline; the repurchase plan signals management confidence. Next catalyst is the Q2 2026 earnings release in late July.

DirectionBullish
Confidencehigh
Horizondays
Final — all horizons settled through T+60d ⚠ clustered
EBMT ▲ +2.68% at T+60d
LONG call ✓ call won +2.68% · α vs SPY -1.43% · entry $22.76 → $23.37
Entry = T+0 close
Apr 28, 2026
via day close
T+1d
0.00%
call 0.00% · α -1.02%
$22.76
settled 6mo ago
T+5d
-0.92%
call -0.92% · α -4.03%
$22.55
settled 6mo ago
T+20d
-1.85%
call -1.85% · α -7.31%
$22.34
settled 5mo ago
T+60d
+2.68%
call +2.68% · α -1.43%
$23.37
settled 3mo ago

Price Chart

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Executive Summary

Eagle Bancorp Montana reported Q1 2026 diluted EPS of $0.51, beating consensus of $0.45 by 13.3%, while revenue rose 12.7% YoY to $23.6M. Net interest margin expanded 37 bps to 4.11%, and the board authorized a 400k-share repurchase plan. Although income declined sequentially from Q4 2025, strong YoY growth and a clean beat make this a positive report.

Key Financial Metrics

EPS
$0.51
est $0.45 · +13.3%
Revenue
$23.6M
+12.7% YoY
Rating
beat

Key Facts

  • Diluted EPS of $0.51 beat consensus of $0.45 by 13.3%
  • Revenue (net interest income + noninterest income) increased 12.7% YoY to $23.6M
  • Net interest margin expanded to 4.11% from 3.74% a year ago
  • Board authorized repurchase of up to 400,000 shares (~5% of outstanding)
  • Quarterly cash dividend maintained at $0.145 per share

Financial Impact

EPS surprise +$0.06 vs consensus, revenue growth +$2.7M YoY, NIM +37 bps

epsrevenuenet interest margin

Risk Factors

  • Loan growth remains tepid (total loans flat YoY)
  • Sequential decline in net income may concern momentum traders
  • Elevated nonperforming loans ($5.5M) warrant monitoring

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
0% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001171843-26-002773
Document: f8k_042826.htm0001171843-26-002773
Document: 0001171843-26-002773-index-headers.html0001171843-26-002773
Document: 0001171843-26-002773-index.html0001171843-26-002773
Document: 0001171843-26-002773.txt0001171843-26-002773
8-K Data (Synthetic)0001171843-26-002773
6 reports for EBMT
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for EBMT — sortable, filterable
TypeNow
Oct 27, 2026
today
8-K
BEARISH ★ 6/10
$21.34awaiting T+60—$21.34 (−0.00%)
Oct 27, 2026
today
Press Release
BEARISH ★ 5/10
$21.34awaiting T+60—$21.34 (−0.00%)
Oct 1, 2026
25d ago
8-K
NEUTRAL ★ 2/10
$21.25awaiting T+60—$21.34 (+0.42%)
May 4, 2026
25w ago
8-K
NEUTRAL ★ 3/10
$22.37 $24.05▲ +7.51%▲ +5.65%$21.34 (−4.60%)
Apr 28, 2026
26w ago
8-K
BULLISH ★ 6/10
$22.76 $23.37▲ +2.68%▼ −1.43%$21.34 (−6.24%)
Apr 28, 2026
26w ago
Press Release
BULLISH ★ 6/10
$22.76 $23.37▲ +2.68%▼ −1.43%$21.34 (−6.24%)
Showing 6 of 6

US Market Status

Market Closed — Opens Wed (17h 21m)

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Report published Apr 28, 2026