Monitor next quarter's loan growth and deposit costs as competitive pressures persist; the dividend increase signals confidence in capital generation despite seasonal expense pressures.
Price Chart
Executive Summary
Eastern Bankshares (EBC) reported Q1 2026 operating EPS of $0.40, down 9.1% from the prior quarter, on operating net income of $88.6 million. The company raised its quarterly dividend by 15% to $0.15 and repurchased $75.1 million in shares. Net interest margin expanded 2 bps to 3.63% as deposit costs fell, while non-performing loans improved to 0.60% of total loans.
Key Financial Metrics
Key Facts
- Operating EPS was $0.40, down 9.1% from $0.44 in Q4 2025
- Net interest margin expanded 2 bps to 3.63% due to lower cost of funds
- Non-performing loans improved to $137.7 million (0.60% of total loans) from $172.3 million (0.75%)
- Declared quarterly dividend of $0.15 per share, a 15% increase
- Repurchased 3.9 million shares for $75.1 million during the quarter
Financial Impact
Operating net income decreased $6.1 million to $88.6 million; dividend increased $0.02 to $0.15 per share
Risk Factors
- Seasonal increase in operating expenses, particularly salaries and benefits
- Competitive deposit environment may pressure margins despite recent cost improvements
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001628280-26-026859 |
| Document: ebc-20260423.htm | 0001628280-26-026859 |
| Document: 0001628280-26-026859-index-headers.html | 0001628280-26-026859 |
| Document: 0001628280-26-026859-index.html | 0001628280-26-026859 |
| Document: 0001628280-26-026859.txt | 0001628280-26-026859 |
| 8-K Data (Synthetic) | 0001628280-26-026859 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 22, 2026 4d ago | 8-K | $22.40 | awaiting T+20 | — | $22.51 (+0.49%) |
Sep 22, 2026 4w ago | Institutional Cluster | $21.37 $21.47 | ▲ +0.47% | ▲ +1.03% | $22.51 (+5.33%) |
Sep 3, 2026 7w ago | Insider Cluster | $22.09 $21.24 | ▼ −3.85% | ▼ −4.70% | $22.51 (+1.90%) |
Sep 3, 2026 7w ago | Insider Cluster | $22.09 $21.24 | ▼ −3.85% | ▼ −4.70% | $22.51 (+1.90%) |
Sep 2, 2026 7w ago | Insider Cluster | $21.93 $21.47 | ▼ −2.13% | ▼ −1.92% | $22.51 (+2.64%) |
Aug 25, 2026 8w ago | 144 | $22.36 $21.14 | ▼ −5.46% | ▼ −6.43% | $22.51 (+0.67%) |
Aug 21, 2026 9w ago | 144 | $22.74 $21.48 | ▼ −5.54% | ▼ −5.01% | $22.51 (−1.01%) |
Aug 20, 2026 9w ago | 144 | $22.74 $21.60 | ▼ −5.01% | ▼ −5.01% | $22.51 (−1.01%) |
Aug 19, 2026 9w ago | 144 | $23.01 $21.55 | ▼ −6.35% | ▼ −4.39% | $22.51 (−2.17%) |
Jun 29, 2026 17w ago | 144 | $22.24 $23.10 | ▲ +3.87% | ▲ +4.90% | $22.51 (+1.21%) |
US Market Status
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