8-K ·Filed Apr 23, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
Monitor next quarter's net interest margin trajectory and loan growth sustainability, as margin expansion and loan growth were key drivers of this beat.
Final — all horizons settled through T+60d ⚠ clustered
DCBG ▲ +0.04% at T+60d
LONG call ✓ call won +0.04% · α vs SPY -4.98% · entry $26.21 → $26.22
T+1d
0.00%
call 0.00% · α -0.78%
$26.21
settled 6mo ago
T+5d
+0.80%
call +0.80% · α -0.68%
$26.42
settled 6mo ago
T+20d
+1.68%
call +1.68% · α -2.96%
$26.65
settled 5mo ago
T+60d
+0.04%
call +0.04% · α -4.98%
$26.22
settled 3mo ago
Price Chart
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Executive Summary
Dime Community Bancshares reported Q1 2026 earnings with $0.75 diluted EPS, up from $0.68 in Q4 2025 and $0.45 in Q1 2025, driven by net interest margin expansion to 3.21% and strong loan growth. The company also redeemed $40M in subordinated debt.
Key Financial Metrics
EPS
$0.75
Revenue
$112.3M
+19.2% YoY
Rating
beat
Key Facts
- EPS of $0.75 per share (diluted), up 10% QoQ and 67% YoY
- Net interest margin increased to 3.21% from 3.11% in Q4 2025
- Business loans grew $123.8M QoQ and $575.6M YoY
- Efficiency ratio improved to 50.8% from 52.6% in Q4 2025
- Company redeemed $40M of subordinated debt at par
Financial Impact
EPS up 10% QoQ and 67% YoY, net interest margin up 10 basis points QoQ
epsnet_interest_marginefficiency_ratioloan_growth
Risk Factors
- Non-performing loans increased to $57.1M from $52.3M in Q4 2025
- Credit loss provision increased to $12.3M from $10.9M in Q4 2025
Market Snapshot
Exchange
NYSE
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000846617-26-000024 |
| Document: dcom-20260423x8k.htm | 0000846617-26-000024 |
| Document: 0000846617-26-000024-index-headers.html | 0000846617-26-000024 |
| Document: 0000846617-26-000024-index.html | 0000846617-26-000024 |
| Document: 0000846617-26-000024.txt | 0000846617-26-000024 |
| 8-K Data (Synthetic) | 0000846617-26-000024 |
2 reports for DCBG
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
May 27, 2026 21w ago | 8-K | $26.26 $26.30 | ▲ +0.15% | ▼ −1.59% | $26.68 (+1.59%) |
Apr 23, 2026 26w ago | 8-K | $26.21 $26.22 | ▲ +0.04% | ▼ −4.98% | $26.68 (+1.78%) |
Showing 2 of 2
US Market Status
Market Closed — Opens Wed (17h 17m)
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