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Insider Cluster (2 insiders) ·Filed May 15, 2026

CZWI

Citizens Community Bancorp Inc.
NEUTRAL
Impact 3/10
Horizondays Processed5mo ago
Insider cluster: 2 insiders, $49K total
Actionable Insight • Neutral

The mixed insider activity is too small in dollar terms to warrant a directional read. Monitor upcoming quarterly earnings for fundamental changes; this cluster alone does not signal a material shift in insider conviction.

DirectionNeutral
Confidencehigh
Horizondays
Final — all horizons settled through T+60d
CZWI ▲ +0.93% at T+60d
NEUTRAL call +0.93% · α vs SPY -3.92% · entry $20.51 → $20.70
Entry = T+0 close
May 15, 2026
via day close
T+1d
-0.98%
call -0.98% · α -0.33%
$20.31
settled 5mo ago
T+5d
+0.88%
call +0.88% · α -0.74%
$20.69
settled 5mo ago
T+20d
+3.22%
call +3.22% · α +1.64%
$21.17
settled 4mo ago
T+60d
+0.93%
call +0.93% · α -3.92%
$20.70
settled 3mo ago

Price Chart

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Executive Summary

Two directors of Citizens Community Bancorp (CZWI) traded in opposite directions within a week: Director Kathleen Skarvan bought $10K worth of shares on May 8, while Director James Moll sold $40K worth on May 14. The net cluster value is $49K, representing ~0.024% of the $202M market cap — a trivial amount. The buy is a modest positive signal, but the sell is larger and more recent, and the overall dollar value is immaterial relative to company size.

Key Financial Metrics

Direction
mixed
Total Value
$49.0K
Insiders
2

Key Facts

  • Director Kathleen Skarvan purchased 450 shares at $21.13 on May 8, 2026, totaling ~$10K.
  • Director James D. Moll sold 1,900 shares at $20.96 on May 14, 2026, totaling ~$40K.
  • Total cluster value of $49K is ~0.024% of CZWI's $202M market cap — well below the 0.1% materiality threshold.
  • The sell is an open-market sale (code S), not a tax-withholding or derivative exercise.
  • The buy is an open-market purchase (code P), a modest positive signal but very small in absolute terms.

Financial Impact

Total insider trading value of $49K, representing ~0.024% of market cap — immaterial.

Risk Factors

  • The sell by Director Moll could be liquidity-driven, but its timing after the buy by Skarvan creates a mixed signal.
  • No material insider buying conviction given the tiny $10K purchase.

Market Snapshot

Exchange
Nasdaq
Sector
Savings Institution, Federally Chartered
Analyst Consensus
88% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CZWI-1778879346014
15 reports for CZWI
Performance horizon
100% Hit rate @ T+20 3 of 3 directional calls Went positive at some point 3 of 3 best @ T+20▲ +2.43%Jul 27, 2026
Filters
Rows
Reports for CZWI — sortable, filterable
TypeNow
Oct 26, 2026
today
8-K
BULLISH ★ 6/10
$21.56awaiting T+20—$22.69 (+5.24%)
Oct 26, 2026
today
Press Release
BULLISH ★ 6/10
$21.47awaiting T+20—$22.69 (+5.68%)
Sep 2, 2026
7w ago
8-K
NEUTRAL ★ 3/10
$21.47 $21.20▼ −1.26%▼ −1.10%$22.69 (+5.68%)
Jul 31, 2026
12w ago
8-K
NEUTRAL ★ 3/10
$22.00 $21.02▼ −4.45%▼ −7.44%$22.69 (+3.14%)
Jul 27, 2026
13w ago
8-K
BEARISH ★ 7/10
$21.40 $20.88▲ +2.43%▲ +5.73%$22.69 (−6.03%)
Jul 27, 2026
13w ago
Press Release
BEARISH ★ 6/10
$21.40 $20.88▲ +2.43%▲ +5.73%$22.69 (−6.03%)
May 18, 2026
23w ago
Insider Cluster
NEUTRAL ★ 2/10
$20.31 $21.25▲ +4.63%▲ +3.64%$22.69 (+11.72%)
May 15, 2026
23w ago
Insider Cluster
NEUTRAL ★ 3/10
$20.51 $21.17▲ +3.22%▲ +1.64%$22.69 (+10.63%)
May 14, 2026
23w ago
144
NEUTRAL ★ 2/10
$20.93 $21.46▲ +2.53%▲ +3.39%$22.69 (+8.41%)
May 4, 2026
25w ago
Insider Cluster
NEUTRAL ★ 2/10
$20.93 $20.41▼ −2.49%▼ −6.70%$22.69 (+8.39%)
Showing 10 of 15

US Market Status

Market Closed — Opens in 8h 37m

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Report published May 15, 2026