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Insider Cluster (3 insiders) ·Filed Apr 30, 2026

CZWI

Citizens Community Bancorp Inc.
NEUTRAL
Impact 2/10
Horizonweeks Processed5mo ago
Insider cluster: 3 insiders, $0.1M total
Actionable Insight • Neutral

The insider buying is too small to signal a meaningful directional view. Monitor for larger insider accumulations or an operational catalyst that could reverse the recent earnings miss.

DirectionNeutral
Confidencemedium
Horizonweeks
Final — all horizons settled through T+60d
CZWI ▲ +5.09% at T+60d
NEUTRAL call +5.09% · α vs SPY +3.03% · entry $20.94 → $22.00
Entry = T+0 close
May 5, 2026
via day close
T+1d
+0.19%
call +0.19% · α +0.52%
$20.98
settled 6mo ago
T+5d
+0.31%
call +0.31% · α -0.82%
$21.00
settled 6mo ago
T+20d
-2.03%
call -2.03% · α -4.81%
$20.51
settled 5mo ago
T+60d
+5.09%
call +5.09% · α +3.03%
$22.00
settled 3mo ago

Price Chart

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Executive Summary

Three directors of Citizens Community Bancorp (CZWI) made open-market purchases totaling ~$65K over the past week, following a Q1 earnings miss. The buying amounts to a trivial 0.03% of market cap, indicating routine insider activity rather than a strong conviction signal.

Key Financial Metrics

Direction
buying
Total Value
$64.6K
Insiders
3

Key Facts

  • Three directors each purchased 1,000-1,100 shares in open-market transactions.
  • Total purchase value: ~$64,589, representing ~0.03% of the $201M market cap.
  • Purchases occurred 4-8 days after CZWI reported Q1 EPS of $0.39, missing consensus by 8.3%.

Financial Impact

Negligible — $65K is immaterial relative to $201M market cap.

Risk Factors

  • Insider buying may be compensatory or pre-scheduled, not reflective of fundamental outlook.
  • Continued earnings pressure or rising credit losses could further weigh on the stock.

Market Snapshot

Exchange
Nasdaq
Sector
Savings Institution, Federally Chartered
Analyst Consensus
88% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CZWI-1778013571027
15 reports for CZWI
Performance horizon
100% Hit rate @ T+20 3 of 3 directional calls Went positive at some point 3 of 3 best @ T+20▲ +2.43%Jul 27, 2026
Filters
Rows
Reports for CZWI — sortable, filterable
TypeNow
Oct 26, 2026
1d ago
8-K
BULLISH ★ 6/10
$21.56awaiting T+20—$22.69 (+5.24%)
Oct 26, 2026
1d ago
Press Release
BULLISH ★ 6/10
$21.47awaiting T+20—$22.69 (+5.68%)
Sep 2, 2026
7w ago
8-K
NEUTRAL ★ 3/10
$21.47 $21.20▼ −1.26%▼ −1.10%$22.69 (+5.68%)
Jul 31, 2026
12w ago
8-K
NEUTRAL ★ 3/10
$22.00 $21.02▼ −4.45%▼ −7.44%$22.69 (+3.14%)
Jul 27, 2026
13w ago
8-K
BEARISH ★ 7/10
$21.40 $20.88▲ +2.43%▲ +5.73%$22.69 (−6.03%)
Jul 27, 2026
13w ago
Press Release
BEARISH ★ 6/10
$21.40 $20.88▲ +2.43%▲ +5.73%$22.69 (−6.03%)
May 18, 2026
23w ago
Insider Cluster
NEUTRAL ★ 2/10
$20.31 $21.25▲ +4.63%▲ +3.64%$22.69 (+11.72%)
May 15, 2026
23w ago
Insider Cluster
NEUTRAL ★ 3/10
$20.51 $21.17▲ +3.22%▲ +1.64%$22.69 (+10.63%)
May 14, 2026
23w ago
144
NEUTRAL ★ 2/10
$20.93 $21.46▲ +2.53%▲ +3.39%$22.69 (+8.41%)
May 4, 2026
25w ago
Insider Cluster
NEUTRAL ★ 2/10
$20.93 $20.41▼ −2.49%▼ −6.70%$22.69 (+8.39%)
Showing 10 of 15

US Market Status

Market Closed — Opens in 29m

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Report published May 5, 2026