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Insider Cluster (2 insiders) ·Filed Apr 30, 2026

CZWI

Citizens Community Bancorp Inc.
NEUTRAL
Impact 3/10
Horizondays Processed5mo ago
Insider cluster: 2 insiders, $44K total
Actionable Insight • Neutral

Insider buying is trivial in size and limited to directors, not C-suite. The cluster follows a Q1 earnings miss, suggesting these are routine diversification purchases rather than a signal of material upside. Monitor for any C-suite buying or larger director purchases before reading bullish conviction.

DirectionNeutral
Confidencemedium
Horizondays
Final — all horizons settled through T+60d
CZWI ▲ +3.65% at T+60d
NEUTRAL call +3.65% · α vs SPY +0.54% · entry $20.65 → $21.40
Entry = T+0 close
Apr 29, 2026
via day close
T+1d
+0.98%
call +0.98% · α +0.77%
$20.85
settled 6mo ago
T+5d
+1.91%
call +1.91% · α +0.18%
$21.04
settled 6mo ago
T+20d
-0.08%
call -0.08% · α -5.05%
$20.63
settled 5mo ago
T+60d
+3.65%
call +3.65% · α +0.54%
$21.40
settled 3mo ago

Price Chart

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Executive Summary

Two directors of Citizens Community Bancorp (CZWI) made open-market purchases totaling $44K over the past week, following the company's Q1 2026 earnings miss. The purchases are small relative to the $201M market cap (0.02%) and are likely routine insider buying, not a strong signal of undervaluation.

Key Financial Metrics

Direction
buying
Total Value
$44.0K
Insiders
2

Key Facts

  • Two directors purchased a total of 2,100 shares for $44K in open-market transactions.
  • Total purchase value is 0.02% of CZWI's $201M market cap — trivial.
  • Purchases occurred 1-8 days after Q1 2026 earnings miss of 8.3% vs consensus.
  • No C-suite executives participated; only directors bought.
  • Recent 30-day insider activity shows $44K in total buys — consistent with this cluster.

Financial Impact

Total insider purchases of $44K represent 0.02% of market cap — immaterial.

insider_ownership

Risk Factors

  • Insider buying is too small to signal conviction — could be routine portfolio rebalancing.
  • Q1 earnings miss and higher credit loss provision may pressure near-term sentiment.
  • No C-suite participation reduces signal value of the cluster.

Market Snapshot

Exchange
Nasdaq
Sector
Savings Institution, Federally Chartered
Analyst Consensus
88% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CZWI-1777984600334
15 reports for CZWI
Performance horizon
100% Hit rate @ T+20 3 of 3 directional calls Went positive at some point 3 of 3 best @ T+20▲ +2.43%Jul 27, 2026
Filters
Rows
Reports for CZWI — sortable, filterable
TypeNow
Oct 26, 2026
today
8-K
BULLISH ★ 6/10
$21.56awaiting T+20—$22.69 (+5.24%)
Oct 26, 2026
1d ago
Press Release
BULLISH ★ 6/10
$21.47awaiting T+20—$22.69 (+5.68%)
Sep 2, 2026
7w ago
8-K
NEUTRAL ★ 3/10
$21.47 $21.20▼ −1.26%▼ −1.10%$22.69 (+5.68%)
Jul 31, 2026
12w ago
8-K
NEUTRAL ★ 3/10
$22.00 $21.02▼ −4.45%▼ −7.44%$22.69 (+3.14%)
Jul 27, 2026
13w ago
8-K
BEARISH ★ 7/10
$21.40 $20.88▲ +2.43%▲ +5.73%$22.69 (−6.03%)
Jul 27, 2026
13w ago
Press Release
BEARISH ★ 6/10
$21.40 $20.88▲ +2.43%▲ +5.73%$22.69 (−6.03%)
May 18, 2026
23w ago
Insider Cluster
NEUTRAL ★ 2/10
$20.31 $21.25▲ +4.63%▲ +3.64%$22.69 (+11.72%)
May 15, 2026
23w ago
Insider Cluster
NEUTRAL ★ 3/10
$20.51 $21.17▲ +3.22%▲ +1.64%$22.69 (+10.63%)
May 14, 2026
23w ago
144
NEUTRAL ★ 2/10
$20.93 $21.46▲ +2.53%▲ +3.39%$22.69 (+8.41%)
May 4, 2026
25w ago
Insider Cluster
NEUTRAL ★ 2/10
$20.93 $20.41▼ −2.49%▼ −6.70%$22.69 (+8.39%)
Showing 10 of 15

US Market Status

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Report published May 5, 2026