8-K ·Filed Apr 23, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
Monitor upcoming quarters for cost synergies from the merger and sustained net interest margin expansion as key drivers of future performance.
Final — all horizons settled through T+60d
CWBC ▲ +12.92% at T+60d
LONG call ✓ call won +12.92% · α vs SPY +7.84% · entry $24.07 → $27.18
T+1d
+0.04%
call +0.04% · α -0.12%
$24.08
settled 6mo ago
T+5d
-1.45%
call -1.45% · α -2.36%
$23.72
settled 6mo ago
T+20d
-1.37%
call -1.37% · α -5.40%
$23.74
settled 5mo ago
T+60d
+12.92%
call +12.92% · α +7.84%
$27.18
settled 3mo ago
Price Chart
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Executive Summary
Community West Bancshares reported Q1 2026 earnings of $0.60 EPS, beating consensus by 5.3% on strong net interest margin expansion and lower credit costs. The company completed its merger with United Security Bancshares during the quarter, positioning for expanded Central California presence.
Key Financial Metrics
EPS
$0.60
est $0.57 · +5.3%
Revenue
$38.8M
est $38.4M · +1.0% · +19.1% YoY
Rating
beat
Key Facts
- Q1 2026 EPS of $0.60 beat consensus of $0.57 by 5.3%
- Net income of $11.49M vs $8.29M YoY and $11.17M QoQ
- Net interest margin increased to 4.30% from 4.24% in Q4 2025
- Merger with United Security Bancshares completed April 1, 2026
- Provision for credit losses decreased to $90K from $515K in prior quarter
Financial Impact
EPS beat by 5.3%, net interest margin expansion to 4.30%
epsrevenuenet_interest_margin
Risk Factors
- Integration risks from the United Security Bancshares merger
- Exposure to Central California real estate market fluctuations
Market Snapshot
Exchange
Nasdaq
Sector
State Commercial Banks
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001628280-26-026843 |
| Document: cvcy-20260423.htm | 0001628280-26-026843 |
| Document: 0001628280-26-026843-index-headers.html | 0001628280-26-026843 |
| Document: 0001628280-26-026843-index.html | 0001628280-26-026843 |
| Document: 0001628280-26-026843.txt | 0001628280-26-026843 |
| 8-K Data (Synthetic) | 0001628280-26-026843 |
9 reports for CWBC
67% Hit rate @ T+60 Went positive at some point 3 of 4 best @ T+60▲ +13.23%
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 22, 2026 4d ago | 8-K | $25.96 | awaiting T+60 | — | $25.98 (+0.08%) |
Oct 8, 2026 18d ago | SC 13G | $26.07 | awaiting T+60 | — | $25.98 (−0.35%) |
Sep 22, 2026 4w ago | Institutional Cluster | $25.74 | awaiting T+60 | — | $25.98 (+0.93%) |
Jul 23, 2026 13w ago | 8-K | $25.00 $25.21 | ▼ −0.84% | ▲ +2.89% | $25.98 (−3.92%) |
Jun 1, 2026 21w ago | Insider Cluster | $23.90 $26.00 | ▲ +8.79% | ▲ +7.55% | $25.98 (+8.70%) |
Apr 23, 2026 26w ago | 8-K | $24.07 $27.18 | ▲ +12.92% | ▲ +7.84% | $25.98 (+7.94%) |
Mar 17, 2026 32w ago | 8-K | $22.38 $25.34 | ▲ +13.23% | ▲ +3.37% | $25.98 (+16.09%) |
Feb 27, 2026 34w ago | Insider Cluster | $23.11 $24.01 | ▲ +3.87% | ▼ −5.51% | $25.98 (+12.40%) |
Feb 25, 2026 34w ago | EFFECT | $23.69 $23.64 | ▼ −0.22% | ▼ −7.17% | $25.98 (+9.66%) |
Showing 9 of 9
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