Monitor the integration of Heritage Commerce Corp and watch for guidance on cost synergies and revenue growth from the expanded California footprint.
Price Chart
Executive Summary
CVB Financial Corp reported Q1 2026 earnings with $51.0 million in net income ($0.38 EPS), down from the prior quarter but up 4.6% year-over-year. The company completed its acquisition of Heritage Commerce Corp, marking its largest deal by asset size and expanding into the Bay Area. Net interest margin improved to 3.44% despite a $3.0 million provision for credit losses.
Key Financial Metrics
Key Facts
- Net income of $51.0 million ($0.38 EPS) for Q1 2026, down from $55.0 million ($0.40) in Q4 2025 but up from $51.1 million ($0.36) in Q1 2025
- Net interest margin was 3.44%, down from 3.49% in Q4 2025 but up from 3.31% in Q1 2025
- Company completed acquisition of Heritage Commerce Corp on April 17, 2026
- $3.0 million provision for credit losses compared to $2.5 million recapture in Q4 2025
- Loan growth of $280 million (3.3%) from March 31, 2025
Financial Impact
$51.0 million net income, $3.0 million provision for credit losses
Risk Factors
- Increased classified loans to $83.0 million (0.96% of total loans) from $52.7 million
- Provision for credit losses of $3.0 million compared to $2.5 million recapture in prior quarter
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-171642 |
| Document: cvbf-ex99_2.htm | 0001193125-26-171642 |
| Document: cvbf-20260422.htm | 0001193125-26-171642 |
| Document: 0001193125-26-171642-index-headers.html | 0001193125-26-171642 |
| Document: 0001193125-26-171642-index.html | 0001193125-26-171642 |
| Document: 0001193125-26-171642.txt | 0001193125-26-171642 |
| 8-K Data (Synthetic) | 0001193125-26-171642 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 22, 2026 4d ago | 8-K | $23.05 | awaiting T+60 | — | $22.91 (−0.61%) |
Oct 21, 2026 5d ago | Press Release | $23.05 | awaiting T+60 | — | $22.91 (−0.61%) |
Sep 16, 2026 5w ago | Press Release | $22.81 | awaiting T+60 | — | $22.91 (+0.44%) |
Aug 9, 2026 11w ago | Institutional Cluster | $22.55 | awaiting T+60 | — | $22.91 (+1.60%) |
Jul 28, 2026 12w ago | Insider Buy | $22.83 $23.05 | ▲ +0.96% | ▼ −3.77% | $22.91 (+0.35%) |
Jul 23, 2026 13w ago | 8-K | $22.36 $21.83 | ▼ −2.37% | ▼ −6.92% | $22.91 (+2.46%) |
Jul 23, 2026 13w ago | 8-K | $22.36 $21.83 | ▼ −2.37% | ▼ −6.92% | $22.91 (+2.46%) |
Jul 22, 2026 13w ago | Press Release | $22.36 $21.83 | ▼ −2.37% | ▼ −6.92% | $22.91 (+2.46%) |
Jul 22, 2026 13w ago | Press Release | $22.36 $21.83 | ▼ −2.37% | ▼ −6.92% | $22.91 (+2.46%) |
May 26, 2026 21w ago | 8-K | $20.49 $22.52 | ▲ +9.91% | ▲ +8.03% | $22.91 (+11.81%) |
US Market Status
Subscribe to SecBot
Get Real-Time SEC Filing Intelligence
Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.
Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers