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Insider Cluster (2 insiders) ·Filed Sep 3, 2026

CPSS

CONSUMER PORTFOLIO SERVICES, INC.
BEARISH
Impact 5/10
Horizonweeks Processed1mo ago
Insider cluster: 2 insiders, $1.3M total
Actionable Insight ▼ Bearish

The CEO's $1.18M open-market sale without a disclosed 10b5-1 plan is a bearish signal, especially given the cluster with SVP Jackson. Monitor for upcoming earnings or material news that may have prompted the sale. The cross-filing actuarial verdicts amplify this cluster's significance, suggesting a higher probability of negative forward returns.

DirectionBearish
Confidencemedium
Horizonweeks
Latest settled — T+20d
CPSS ▲ +3.18% at T+20d
SHORT call ✗ call lost -3.18% · α vs SPY -4.37% · entry $8.81 → $9.09
Next anchor: T+60d in 5w
Latest observation: T+35 -13.02% FF3 residual α
Entry = T+0 close
Sep 3, 2026
via day close
T+1d
+6.70%
call -6.70% · α -7.08%
$9.40
settled 8w ago
T+5d
+7.04%
call -7.04% · α -8.19%
$9.43
settled 7w ago
T+20d
+3.18%
call -3.18% · α -4.37%
$9.09
settled 25d ago
T+60d
Pending
in 5w

Price Chart

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Executive Summary

CEO Charles E. Bradley Jr. sold $1.18M worth of CPSS stock at $9.46, and SVP Noel Jackson sold $70K at $9.31, totaling $1.25M in open-market sales within a 7-day window. This represents 0.625% of the $200M market cap, a modest but notable insider cluster. The CEO's sale is the dominant signal, and the cluster is amplified by the presence of a late-filing context and a press context per cross-filing actuarial verdicts, though no specific catalyst is identified in the filing.

Key Financial Metrics

Direction
selling
Total Value
$1.3M
Insiders
2

Key Facts

  • CEO Charles E. Bradley Jr. sold 125,000 shares at $9.46 for $1.18M on 2026-08-26.
  • SVP Noel Jackson sold 7,500 shares at $9.31 for $69,825 on 2026-09-01.
  • Total insider sales of $1.25M represent 0.625% of CPSS's $200M market cap.
  • Jackson also exercised 15,000 derivative shares for $18,525 (non-cash) on 2026-09-01, with 7,500 immediately sold.
  • No 10b5-1 plan or pre-arranged trading pattern is disclosed for the CEO's sale.

Financial Impact

CEO sold $1.18M of stock; total cluster $1.25M (0.625% of market cap)

insider ownershipfloat

Risk Factors

  • CEO sale may signal deteriorating fundamentals or upcoming negative catalyst
  • Insider cluster sales historically have weak predictive power, but CEO-led clusters are more informative
  • No disclosed 10b5-1 plan for the CEO's sale increases the likelihood of opportunistic timing

Market Snapshot

Exchange
Nasdaq
Sector
Finance Services
Analyst Consensus
86% bullish (7 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CPSS-1788454902626
18 reports for CPSS
Performance horizon
67% Hit rate @ T+5 2 of 3 directional calls Went positive at some point 3 of 5 best @ T+5▲ +6.47%Oct 19, 2026
Filters
Rows
Reports for CPSS — sortable, filterable
TypeNow
Oct 26, 2026
1d ago
Court Ruling
NEUTRAL ★ 1/10
$9.39awaiting T+5—$9.55 (+1.70%)
Oct 23, 2026
4d ago
8-K
BULLISH ★ 7/10
$9.90awaiting T+5—$9.55 (−3.54%)
Oct 22, 2026
5d ago
Press Release
BULLISH ★ 6/10
$9.90awaiting T+5—$9.55 (−3.54%)
Oct 22, 2026
5d ago
Press Release
NEUTRAL ★ 1/10
$9.25awaiting T+5—$9.55 (+3.24%)
Oct 21, 2026
6d ago
8-K
NEUTRAL ★ 4/10
$9.25awaiting T+5—$9.55 (+3.24%)
Oct 19, 2026
8d ago
Court Ruling
BULLISH ★ 4/10
$8.97 $9.55▲ +6.47%▲ +6.39%$9.55 (+6.47%)
Oct 13, 2026
14d ago
8-K
BULLISH ★ 5/10
$9.07 $8.97▼ −1.10%▼ −1.56%$9.55 (+5.29%)
Sep 30, 2026
27d ago
DEF 14A
NEUTRAL ★ 3/10
$9.33 $9.42▲ +0.96%▼ −0.34%$9.55 (+2.36%)
Sep 3, 2026
7w ago
Insider Cluster
BEARISH ★ 5/10
$8.81 $9.43▼ −7.04%▼ −8.19%$9.55 (−8.40%)
Aug 21, 2026
9w ago
8-K
NEUTRAL ★ 4/10
$9.30 $9.42▲ +1.29%▲ +0.82%$9.55 (+2.69%)
Showing 10 of 18

US Market Status

Market Closed — Opens Wed (< 1m)

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Report published Sep 3, 2026