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8-K ·Filed Feb 24, 2026

CPSS

CONSUMER PORTFOLIO SERVICES, INC.
NEUTRAL
Impact 3/10
Horizonimmediate Processed8mo ago SEC0001683168-26-001289
8-K context-dependent: Items 5.02
Actionable Insight • Neutral

Monitor for any future committee appointments or additional disclosures regarding Carnahan's role, especially given the prior consulting relationship between CPSS and FTI. No trading action warranted based on this filing.

DirectionNeutral
Confidencehigh
Horizonimmediate
Final — all horizons settled through T+60d
CPSS ▲ +16.75% at T+60d
NEUTRAL call +16.75% · α vs SPY +9.79% · entry $8.48 → $9.90
Entry = T+0 close
Feb 24, 2026
via day close
T+1d
-0.59%
call -0.59% · α -0.04%
$8.43
settled 8mo ago
T+5d
-0.83%
call -0.83% · α +0.27%
$8.41
settled 8mo ago
T+20d
-10.14%
call -10.14% · α -4.91%
$7.62
settled 7mo ago
T+60d
+16.75%
call +16.75% · α +9.79%
$9.90
settled 5mo ago

Price Chart

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Executive Summary

Consumer Portfolio Services, Inc. (CPSS) appointed Scott W. Carnahan to its board of directors on February 18, 2026, filling the vacancy left by the resignation of William B. Roberts. Carnahan brings over 40 years of financial sector experience, including senior roles at FTI Consulting and KPMG, but the appointment is a routine governance update with no immediate financial impact.

Key Facts

  • Scott W. Carnahan appointed to board effective February 18, 2026
  • Carnahan has over 40 years of experience in accounting, consulting, and financial services, including leadership roles at FTI Consulting and KPMG
  • The company paid FTI Consulting $127,000 in 2024 and $173,000 in 2025 for services; engagement ended in September 2025
  • Carnahan is a senior advisor to FTI Consulting, creating a potential conflict of interest, though disclosed
  • He will be compensated under the company's non-employee director program and has not been assigned to any board committees

Financial Impact

Minimal; director compensation is standard and immaterial to overall financials

operating expensesgovernance

Risk Factors

  • Potential conflict of interest due to Carnahan's affiliation with FTI, which recently provided paid services to CPSS
  • Lack of committee assignment may limit his immediate influence on governance or financial oversight

Market Snapshot

Exchange
Nasdaq

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 4 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001683168-26-001289
Document: 0001683168-26-001289-index-headers.html0001683168-26-001289
Document: 0001683168-26-001289-index.html0001683168-26-001289
Document: 0001683168-26-001289.txt0001683168-26-001289
17 reports for CPSS
Performance horizon
50% Hit rate @ T+1 2 of 4 directional calls Went positive at some point 2 of 4 best @ T+1▲ +4.25%Aug 4, 2026
Filters
Rows
Reports for CPSS — sortable, filterable
TypeNow
Oct 23, 2026
2d ago
8-K
BULLISH ★ 7/10
$9.52awaiting T+1—$9.64 (+1.26%)
Oct 22, 2026
3d ago
Press Release
BULLISH ★ 6/10
$9.25awaiting T+1—$9.64 (+4.22%)
Oct 22, 2026
4d ago
Press Release
NEUTRAL ★ 1/10
$9.25 $9.90▲ +7.03%▲ +7.55%$9.64 (+4.22%)
Oct 21, 2026
4d ago
8-K
NEUTRAL ★ 4/10
$9.25 $9.90▲ +7.03%▲ +7.55%$9.64 (+4.22%)
Oct 19, 2026
7d ago
Court Ruling
BULLISH ★ 4/10
$8.97 $8.97· 0.00%▼ −0.53%$9.64 (+7.47%)
Oct 13, 2026
12d ago
8-K
BULLISH ★ 5/10
$9.07 $9.17▲ +1.10%▲ +0.82%$9.64 (+6.28%)
Sep 30, 2026
25d ago
DEF 14A
NEUTRAL ★ 3/10
$9.33 $9.09▼ −2.57%▼ −3.31%$9.64 (+3.32%)
Sep 3, 2026
7w ago
Insider Cluster
BEARISH ★ 5/10
$8.81 $9.40▼ −6.70%▼ −7.08%$9.64 (−9.42%)
Aug 21, 2026
9w ago
8-K
NEUTRAL ★ 4/10
$9.30 $9.16▼ −1.51%▼ −1.21%$9.64 (+3.66%)
Aug 4, 2026
11w ago
Press Release
BULLISH ★ 6/10
$9.18 $9.57▲ +4.25%▲ +4.41%$9.64 (+5.01%)
Showing 10 of 17

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Report published Feb 24, 2026