Monitor next quarter for sustained margin expansion and loan growth trends; the new buyback program could provide EPS support despite modest NIM pressure.
Price Chart
Executive Summary
City Holding Co (CHCO) reported Q1 2026 earnings with diluted EPS of $2.20, beating consensus by 2.3%, on net interest income of $59.6 million. Net interest margin improved to 3.97% despite lower loan yields, credit quality improved, and the company authorized a new $117M share buyback program.
Key Financial Metrics
Key Facts
- Diluted EPS of $2.20 for Q1 2026, beating consensus of $2.15 by 2.3%
- Net interest income of $59.6 million, down 1.6% QoQ but net interest margin improved to 3.97%
- Credit quality improved with nonperforming assets to loans ratio decreasing to 0.27%
- Company authorized a new $117M share buyback program for up to 1 million shares
Financial Impact
$31.7M net income, $2.20 EPS, $59.6M net interest income
Risk Factors
- Net interest income declined QoQ due to lower loan and investment yields
- Loans decreased $11.3M (0.3%) from prior quarter
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000726854-26-000103 |
| Document: chco-20260423.htm | 0000726854-26-000103 |
| Document: 0000726854-26-000103-index-headers.html | 0000726854-26-000103 |
| Document: 0000726854-26-000103-index.html | 0000726854-26-000103 |
| Document: 0000726854-26-000103.txt | 0000726854-26-000103 |
| 8-K Data (Synthetic) | 0000726854-26-000103 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Jun 1, 2026 20w ago | Insider Cluster | $123.68 $144.47 | ▲ +16.81% | ▲ +15.58% | $142.01 (+14.82%) |
May 28, 2026 21w ago | 8-K | $124.60 $144.48 | ▲ +15.96% | ▲ +14.22% | $142.01 (+13.97%) |
May 28, 2026 21w ago | 8-K | $124.60 $144.48 | ▲ +15.96% | ▲ +14.22% | $142.01 (+13.97%) |
May 27, 2026 21w ago | Insider Cluster | $124.52 $144.00 | ▲ +15.64% | ▲ +13.76% | $142.01 (+14.05%) |
May 6, 2026 24w ago | Insider Cluster | $122.96 $145.11 | ▲ +18.01% | ▲ +15.95% | $142.01 (+15.49%) |
Apr 29, 2026 25w ago | 8-K | $121.40 $139.62 | ▲ +15.01% | ▲ +10.90% | $142.01 (+16.98%) |
Apr 27, 2026 26w ago | Insider Cluster | $124.46 $139.17 | ▲ +11.82% | ▲ +7.04% | $142.01 (+14.10%) |
Apr 23, 2026 26w ago | 8-K | $126.65 $135.94 | ▲ +7.34% | ▲ +2.32% | $142.01 (+12.13%) |
Apr 20, 2026 26w ago | Insider Cluster | $125.33 $135.76 | ▲ +8.32% | ▲ +2.75% | $142.01 (+13.31%) |
Apr 20, 2026 26w ago | Insider Cluster | $125.33 $135.76 | ▲ +8.32% | ▲ +2.75% | $142.01 (+13.31%) |
US Market Status
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