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3 ·Filed Oct 8, 2026

CFFN

Capitol Federal Financial, Inc.
NEUTRAL
Impact 2/10
Horizonimmediate Processed18d 1h ago SEC0002159204-26-000003
Form 3 — initial insider ownership statement
Actionable Insight • Neutral

Monitor for any subsequent Form 4 filings by Sanders to track insider buying or selling patterns, which could signal her conviction in the company's outlook.

DirectionNeutral
Confidencehigh
Horizonimmediate
Latest settled — T+5d
CFFN ▼ -2.77% at T+5d
NEUTRAL call -2.77% · α vs SPY -2.50% · entry $8.47 → $8.24
Next anchor: T+20d in 10d
Latest observation: T+11 -2.77% FF3 residual α
Entry = T+0 close
Oct 8, 2026
via day close
T+1d
-0.94%
call -0.94% · α -1.54%
$8.39
settled 17d ago
T+5d
-2.77%
call -2.77% · α -2.50%
$8.24
settled 11d ago
T+20d
Pending
in 10d
T+60d
Pending
in 2mo

Price Chart

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Executive Summary

Sarah Lorene Sanders filed a Form 3 initial statement of beneficial ownership upon becoming an Executive Vice President of Capitol Federal Financial, Inc. (CFFN). The filing discloses direct ownership of 27,609 common shares and indirect ownership of 49,497 shares through the ESOP, along with phantom stock units. This is a routine insider filing with no material financial impact.

Key Facts

  • Sarah Lorene Sanders appointed Executive Vice President of Capitol Federal Financial, Inc.
  • Directly owns 27,609 shares of CFFN common stock.
  • Indirectly owns 49,497 shares through the Employee Stock Ownership Plan (ESOP).
  • Holds 829 phantom stock units (2024 plan) and 2,699 phantom stock units (2025 plan), settled in cash.
  • Includes 17,000 unvested restricted stock award shares vesting in five equal annual installments starting September 30, 2027.

Financial Impact

No material financial impact; initial beneficial ownership disclosure for a new executive officer.

Risk Factors

  • No material risks identified from this routine filing.

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 3 SEC documents filed with EDGAR.

DocumentAccession Number
3 Filing (Primary)0002159204-26-000003
Document: 0002159204-26-000003-index.html0002159204-26-000003
Document: 0002159204-26-000003.txt0002159204-26-000003
8 reports for CFFN
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for CFFN — sortable, filterable
TypeNow
Oct 16, 2026
10d ago
8-K
NEUTRAL ★ 1/10
$8.17awaiting T+60—$8.44 (+3.37%)
Oct 16, 2026
10d ago
Press Release
NEUTRAL ★ 2/10
$8.17awaiting T+60—$8.44 (+3.37%)
Oct 8, 2026
18d ago
3
NEUTRAL ★ 2/10
$8.47awaiting T+60—$8.44 (−0.30%)
Sep 24, 2026
4w ago
8-K
NEUTRAL ★ 2/10
$8.66awaiting T+60—$8.44 (−2.48%)
Sep 22, 2026
4w ago
8-K
NEUTRAL ★ 2/10
$8.83awaiting T+60—$8.44 (−4.36%)
Jul 29, 2026
12w ago
8-K
BULLISH ★ 6/10
$8.75 $8.33▼ −4.80%▼ −9.53%$8.44 (−3.49%)
Jul 29, 2026
12w ago
Press Release
BULLISH ★ 6/10
$8.75 $8.33▼ −4.80%▼ −9.53%$8.44 (−3.49%)
Apr 29, 2026
25w ago
8-K
NEUTRAL ★ 5/10
$7.47 $8.65▲ +15.85%▲ +11.74%$8.44 (+13.11%)
Showing 8 of 8

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Report published Oct 8, 2026