Monitor for regulatory approval announcements and the final determination of which loans will be transferred within the next 30 days. The transaction represents a modest non-core asset sale; no material impact on overall earnings or capital is expected.
Price Chart
Executive Summary
Capital Bancorp Inc announced that its subsidiary, Capital Bank, N.A., entered into a purchase and assumption agreement to sell its North Riverside, Illinois branch office to another financial institution. The transaction includes the transfer of approximately $123.9 million in deposits and an estimated deposit premium of about $3.3 million, plus the unpaid principal balance of transferred loans. The deal is subject to regulatory approvals and customary closing conditions.
Key Facts
- Capital Bank entered into a purchase and assumption agreement to sell its North Riverside, IL branch on September 29, 2026.
- Approximately $123.9 million in deposits were held at the branch as of June 30, 2026.
- Estimated deposit premium of approximately $3.3 million based on June 30, 2026 deposit composition.
- Bank will receive payment equal to the unpaid principal balance of loans transferred; loan selection to be determined within 30 days.
- Transaction subject to customary closing conditions and regulatory approvals.
Financial Impact
Deposit premium of approximately $3.3 million plus par value of transferred loans; total consideration not disclosed.
Risk Factors
- Failure to obtain required regulatory approvals could delay or prevent closing.
- Actual deposit premium and loan amounts transferred may differ from estimates.
- Potential diversion of management attention from core operations.
Investment Themes
Documents Analyzed
This report is based on 4 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001419536-26-000148 |
| Document: 0001419536-26-000148-index-headers.html | 0001419536-26-000148 |
| Document: 0001419536-26-000148-index.html | 0001419536-26-000148 |
| Document: 0001419536-26-000148.txt | 0001419536-26-000148 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 26, 2026 today | Press Release | $41.69 | awaiting T+1 | — | $41.60 (+0.22%) |
Oct 26, 2026 today | 8-K | $41.69 | awaiting T+1 | — | $41.60 (−0.22%) |
Sep 30, 2026 27d ago | 425 | $39.31 $39.80 | ▲ +1.25% | ▲ +1.07% | $41.60 (+5.83%) |
Sep 30, 2026 27d ago | 8-K | $39.31 $39.80 | ▲ +1.25% | ▲ +1.07% | $41.60 (+5.83%) |
Sep 30, 2026 27d ago | Press Release | $39.31 $39.80 | ▲ +1.25% | ▲ +1.07% | $41.60 (+5.83%) |
Sep 30, 2026 27d ago | 425 | $39.31 $39.80 | ▲ +1.25% | ▲ +1.07% | $41.60 (+5.83%) |
Sep 30, 2026 27d ago | 8-K | $39.31 $39.80 | ▲ +1.25% | ▲ +1.07% | $41.60 (+5.83%) |
Jul 27, 2026 13w ago | 8-K | $37.78 $37.83 | ▲ +0.13% | ▲ +1.67% | $41.60 (+10.11%) |
US Market Status
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