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Insider Cluster (2 insiders) ·Filed May 5, 2026

CARE

Carter Bankshares, Inc.
NEUTRAL
Impact 3/10
Horizondays Processed5mo ago
Insider cluster: 2 insiders, $146K total
Actionable Insight • Neutral

The insider activity is too small to be material. Monitor for any upcoming earnings release or material corporate event that could explain the director's purchase, but no immediate action warranted.

DirectionNeutral
Confidencehigh
Horizondays
Final — all horizons settled through T+60d ⚠ clustered
CARE ▲ +31.01% at T+60d
NEUTRAL call +31.01% · α vs SPY +28.27% · entry $26.05 → $34.13
Entry = T+0 close
May 4, 2026
via day close
T+1d
+0.08%
call +0.08% · α -1.31%
$26.07
settled 6mo ago
T+5d
+1.99%
call +1.99% · α +0.01%
$26.57
settled 6mo ago
T+20d
+8.75%
call +8.75% · α +3.80%
$28.33
settled 5mo ago
T+60d
+31.01%
call +31.01% · α +28.27%
$34.13
settled 3mo ago

Price Chart

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Executive Summary

Two Carter Bankshares directors traded in opposite directions within a week: Director Walsh purchased $120K worth of shares on the open market, while Director Haskins sold $26K. The net $94K buying is modest relative to the $583M market cap (0.016%), and the gift of 725 shares is non-cash. The cluster is small and balanced, with no clear directional signal.

Key Financial Metrics

Direction
buying
Total Value
$145.9K
Insiders
2

Key Facts

  • Director Elizabeth L. Walsh purchased 4,575 shares at $26.20 for $119,865 on 2026-05-06.
  • Director James W. Haskins sold 1,000 shares at $26.04 for $26,040 on 2026-05-05.
  • Director Walsh also gifted 725 shares at $0 on 2026-05-08 (non-cash).
  • Total open-market activity: $120K buying vs $26K selling, net $94K buying.
  • Total cluster value of $146K is only 0.025% of Carter Bankshares' $583M market cap.
  • No C-suite executives traded; both transactions were by directors.

Financial Impact

Net insider buying of $94K, representing 0.016% of market cap — trivial relative to company size.

Risk Factors

  • Director Haskins' sale, though small, could indicate personal portfolio rebalancing or a cautious view.
  • No C-suite participation reduces the signal value of the cluster.

Market Snapshot

Exchange
Nasdaq
Sector
National Commercial Banks
Analyst Consensus
90% bullish (10 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CARE-1778521481525
15 reports for CARE
Performance horizon
67% Hit rate @ T+60 2 of 3 directional calls Went positive at some point 3 of 5 best @ T+60▲ +44.21%Mar 26, 2026
Filters
Rows
Reports for CARE — sortable, filterable
TypeNow
Oct 8, 2026
19d ago
SC 13G/A
NEUTRAL ★ 3/10
$30.47awaiting T+60—$30.39 (−0.26%)
Aug 17, 2026
10w ago
8-K
BULLISH ★ 5/10
$31.53awaiting T+60—$30.39 (−3.62%)
Aug 7, 2026
11w ago
Institutional Cluster
BULLISH ★ 6/10
$33.00awaiting T+60—$30.39 (−7.91%)
Jul 30, 2026
12w ago
Insider Cluster
NEUTRAL ★ 3/10
$34.13 $30.57▼ −10.43%▼ −12.90%$30.39 (−10.96%)
Jul 30, 2026
12w ago
Insider Cluster
NEUTRAL ★ 2/10
$34.13 $30.57▼ −10.43%▼ −12.90%$30.39 (−10.96%)
Jul 27, 2026
13w ago
8-K
BULLISH ★ 6/10
$34.07 $30.18▼ −11.42%▼ −15.47%$30.39 (−10.80%)
Jul 23, 2026
13w ago
8-K
NEUTRAL ★ 2/10
$33.90 $30.31▼ −10.59%▼ −15.14%$30.39 (−10.35%)
Jun 24, 2026
17w ago
8-K
NEUTRAL ★ 2/10
$32.68 $30.79▼ −5.78%▼ −9.51%$30.39 (−7.01%)
May 29, 2026
21w ago
8-K
NEUTRAL ★ 5/10
$27.14 $31.40▲ +15.70%▲ +14.46%$30.39 (+11.97%)
May 5, 2026
25w ago
Insider Cluster
NEUTRAL ★ 2/10
$26.05 $34.13▲ +31.01%▲ +28.27%$30.39 (+16.66%)
Showing 10 of 15

US Market Status

Market Open — Closes in 51m

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Report published May 11, 2026