The presentation reaffirms the company's growth trajectory and capital management strategy. Monitor upcoming 10-Q for confirmation of loan growth and margin trends, and watch for any ATM share sales or share repurchases.
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Executive Summary
Bridgewater Bancshares filed an 8-K with an investor presentation as of May 4, 2026, detailing Q1 2026 financial highlights and strategic outlook. The presentation shows assets of $5.3B, net income of $17.4M, NIM expansion of 24 bps to 2.99%, and balance sheet optimization actions. No new material events or guidance changes were disclosed.
Key Facts
- Assets: $5.3 billion as of March 31, 2026
- Loans: $4.4 billion, deposits: $4.3 billion
- Shareholders' equity: $528.4 million
- Net income for Q1 2026: $17.4 million (GAAP)
- Net interest margin expanded 24 bps to 2.99% in Q1 2026
- Core net interest margin (non-GAAP): 2.86%
- Sold $208.5M of securities, realizing $7.3M pre-tax gain
- Launched ATM offering of up to $50M common stock in Feb 2026 (no shares sold in Q1)
- $13.1M remaining under share repurchase authorization as of March 31, 2026
Financial Impact
No material new financial impact; presentation includes routine quarterly data and balance sheet actions (security sales, FHLB prepayment) that were previously executed.
Risk Factors
- Loan growth may slow if economic conditions deteriorate or competition intensifies
- NIM expansion assumptions depend on interest rate environment
- Potential dilution from ATM offering if executed
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 5 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001104659-26-054480 |
| Document: bwb-20260504x8k.htm | 0001104659-26-054480 |
| Document: 0001104659-26-054480-index-headers.html | 0001104659-26-054480 |
| Document: 0001104659-26-054480-index.html | 0001104659-26-054480 |
| Document: 0001104659-26-054480.txt | 0001104659-26-054480 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
May 4, 2026 25w ago | 8-K | $19.88 $19.91 | ▲ +0.15% | ▼ −1.71% | $19.10 (−3.92%) |
Apr 21, 2026 27w ago | 8-K | $20.34 $20.12 | ▼ −1.06% | ▼ −5.84% | $19.10 (−6.07%) |
US Market Status
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