8-K ·Filed Apr 23, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
The strong earnings beat and improved credit metrics suggest continued momentum; monitor the upcoming conference call for guidance on full-year 2026 outlook.
Final — all horizons settled through T+60d ⚠ clustered
BFH-PA ▼ -0.15% at T+60d
LONG call ✗ call lost -0.15% · α vs SPY -5.17% · entry $25.06 → $25.02
T+1d
+0.36%
call +0.36% · α -0.43%
$25.15
settled 6mo ago
T+5d
+0.36%
call +0.36% · α -1.12%
$25.15
settled 6mo ago
T+20d
+0.76%
call +0.76% · α -3.88%
$25.25
settled 5mo ago
T+60d
-0.15%
call -0.15% · α -5.17%
$25.02
settled 3mo ago
Price Chart
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Executive Summary
Bread Financial reported strong Q1 2026 results with earnings per share of $4.15, a 50% year-over-year increase, driven by higher revenue and improved credit metrics. The company also declared dividends on its preferred and common stock.
Key Financial Metrics
EPS
$4.15
Revenue
$1.0B
+5.0% YoY
Rating
strong beat
Key Facts
- Q1 2026 EPS of $4.15, up 50% YoY
- Revenue increased 5% YoY to $1.018 billion
- Net loss rate improved to 7.33% from 8.16% in Q1 2025
- Declared $0.23 per share common stock dividend and $21.56 per share preferred stock dividend
Financial Impact
EPS beat expectations by 50% and revenue grew 5% YoY
epsrevenuenet_loss_rate
Risk Factors
- Macroeconomic uncertainty could impact future credit performance
Market Snapshot
Exchange
NYSE
Sector
Personal Credit Institutions
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 8 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001101215-26-000036 |
| Exhibit: exh992-1q26bfhfinancials.htm | 0001101215-26-000036 |
| Exhibit: exh991-1q26bfhepr_final.htm | 0001101215-26-000036 |
| Exhibit: exhibit993cashandpreferred.htm | 0001101215-26-000036 |
| Document: 0001101215-26-000036-index-headers.html | 0001101215-26-000036 |
| Document: 0001101215-26-000036-index.html | 0001101215-26-000036 |
| Document: 0001101215-26-000036.txt | 0001101215-26-000036 |
| 8-K Data (Synthetic) | 0001101215-26-000036 |
25 reports for BFH
60% Hit rate @ T+5 Went positive at some point 4 of 6 best @ T+5▲ +7.27%
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 27, 2026 today | 424B5 | $101.09 | awaiting T+5 | — | $102.61 (+1.50%) |
Oct 27, 2026 today | 8-K | $102.70 | awaiting T+5 | — | $102.61 (−0.09%) |
Oct 27, 2026 today | Press Release | $101.89 | awaiting T+5 | — | $102.61 (−0.71%) |
Oct 22, 2026 5d ago | 8-K | $102.45 | awaiting T+5 | — | $102.61 (+0.16%) |
Oct 22, 2026 5d ago | 8-K | $102.45 | awaiting T+5 | — | $102.61 (+0.16%) |
Oct 6, 2026 21d ago | Press Release | $97.80 | awaiting T+5 | — | $102.61 (+4.92%) |
Sep 15, 2026 6w ago | 8-K | $107.65 $108.53 | ▲ +0.82% | · 0.00% | $102.61 (−4.68%) |
Aug 17, 2026 10w ago | 8-K | $111.25 $105.19 | ▼ −5.45% | ▼ −4.26% | $102.61 (−7.77%) |
Aug 14, 2026 10w ago | Institutional Cluster | $111.25 $105.19 | ▼ −5.45% | ▼ −4.26% | $102.61 (−7.77%) |
Jul 23, 2026 13w ago | 8-K | $103.58 $110.62 | ▲ +6.80% | ▲ +6.32% | $102.61 (−0.94%) |
Showing 10 of 25
US Market Status
Market Closed — Opens Wed (< 1m)
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