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EFFECT ·Filed Jun 29, 2026

BCML

BayCom Corp
NEUTRAL
Impact 4/10
Horizonweeks Processed4mo ago SEC9999999995-26-002140
IPO/offering going effective
Actionable Insight • Neutral

Monitor for any prospectus supplement indicating a takedown of the shelf. A common equity offering would dilute existing holders significantly. Preferred or debt issuance would have less dilutive impact but could increase leverage.

DirectionNeutral
Confidencehigh
Horizonweeks
Final — all horizons settled through T+60d
BCML ▼ -8.47% at T+60d
NEUTRAL call -8.47% · α vs SPY -12.86% · entry $32.70 → $29.93
Entry = T+0 close
Jun 29, 2026
via day close
T+1d
+0.61%
call +0.61% · α -0.17%
$32.90
settled 4mo ago
T+5d
+2.02%
call +2.02% · α +0.63%
$33.36
settled 4mo ago
T+20d
-3.06%
call -3.06% · α -2.78%
$31.70
settled 3mo ago
T+60d
-8.47%
call -8.47% · α -12.86%
$29.93
settled 5w ago

Price Chart

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Executive Summary

BayCom Corp's $200M shelf registration (S-3) was declared effective by the SEC on June 26, 2026. The company can now offer debt, equity, or hybrid securities at its discretion, creating a material dilution overhang given the shelf size (~56% of market cap).

Key Facts

  • EFFECT filed June 29, 2026, for registration statement 333-296892 with effectiveness date June 26, 2026.
  • S-3 shelf registration covers up to $200,000,000 in debt, common stock, preferred stock, depositary shares, warrants, rights, and units.
  • Market cap is $356M, making the shelf size ~56% of current equity value.
  • Company can sell securities from time to time at its discretion.

Financial Impact

Up to $200,000,000 in potential capital raised, representing ~56% of current market cap. No immediate financial impact.

dilutiondebtequity

Risk Factors

  • Dilution from future equity offerings
  • Increased leverage from debt issuance
  • Potential for adverse selection if management times offerings when stock is weak

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
0% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 3 SEC documents filed with EDGAR.

DocumentAccession Number
EFFECT Filing (Primary)9999999995-26-002140
Document: 9999999995-26-002140-index.html9999999995-26-002140
Document: 9999999995-26-002140.txt9999999995-26-002140
7 reports for BCML
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for BCML — sortable, filterable
TypeNow
Oct 22, 2026
5d ago
8-K
BEARISH ★ 6/10
$30.45 $30.64▼ −0.62%▲ +0.09%$30.45 (−0.00%)
Aug 11, 2026
11w ago
Insider Buy
BULLISH ★ 5/10
$31.25 $31.19▼ −0.19%▼ −0.44%$30.45 (−2.56%)
Jul 24, 2026
13w ago
8-K
NEUTRAL ★ 2/10
$30.57 $30.75▲ +0.59%▲ +0.35%$30.45 (−0.39%)
Jun 29, 2026
17w ago
EFFECT
NEUTRAL ★ 4/10
$32.70 $32.90▲ +0.61%▼ −0.17%$30.45 (−6.88%)
May 22, 2026
22w ago
8-K
NEUTRAL ★ 2/10
$31.01 $30.77▼ −0.77%▼ −1.36%$30.45 (−1.81%)
May 1, 2026
25w ago
3
NEUTRAL ★ 1/10
$29.48 $30.09▲ +2.07%▲ +1.27%$30.45 (+3.29%)
Apr 29, 2026
25w ago
DEFA14A
NEUTRAL ★ 2/10
$29.98 $29.99▲ +0.03%▼ −0.19%$30.45 (+1.57%)
Showing 7 of 7

US Market Status

Market Closed — Opens Wed (< 1m)

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Report published Jun 29, 2026