The 20-F confirms robust 2025 results already disclosed via earlier 6-K; the dividend announcement provides near-term positive catalyst. Monitor upcoming Q1 2026 earnings and political developments in Peru ahead of June runoff election.
Price Chart
Executive Summary
Credicorp Ltd. filed its annual 20-F for FY2025, reporting strong financial performance with net profit attributable to equity holders of S/6,925.4 million, up 26% from S/5,501.3 million in 2024. Total assets reached S/267.4 billion, and equity attributable to shareholders grew to S/38.4 billion. The filing also confirms a cash dividend of S/50 per share approved on April 23, 2026.
Key Facts
- Net profit attributable to Credicorp equity holders in 2025: S/6,925.4 million (up 25.9% YoY from S/5,501.3 million)
- Total assets as of Dec 31, 2025: S/267.4 billion (up from S/256.1 billion in 2024)
- Equity attributable to Credicorp equity holders: S/38.4 billion (up from S/34.3 billion in 2024)
- Cash dividend of S/50 per share declared, payable June 12, 2026 to shareholders of record May 18, 2026
- BCP Stand-alone remains dominant, representing 75.6% of total assets and 65.2% of equity
- Universal Banking contributed 85.3% of net profit, led by BCP Stand-alone at S/5,908 million
Financial Impact
Net profit growth of S/1,424 million YoY, driven by higher net interest income and other income across segments
Risk Factors
- Political instability in Peru following presidential elections and removal of prior president
- Exposure to macroeconomic conditions in Bolivia, Chile, Colombia, and Panama
- Regulatory changes in pension system (AFP withdrawals) and usury law impact on margins
- Geopolitical tensions and commodity price volatility affecting credit quality
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 9 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 20-F Filing (Primary) | 0001001290-26-000008 |
| Document: bap20251231-ex111.htm | 0001001290-26-000008 |
| Document: bap20251231-ex122.htm | 0001001290-26-000008 |
| Document: bap20251231-ex121.htm | 0001001290-26-000008 |
| Document: bap20251231-ex132.htm | 0001001290-26-000008 |
| Document: bap20251231-ex131.htm | 0001001290-26-000008 |
| Document: 0001001290-26-000008-index-headers.html | 0001001290-26-000008 |
| Document: 0001001290-26-000008-index.html | 0001001290-26-000008 |
| Document: 0001001290-26-000008.txt | 0001001290-26-000008 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Aug 17, 2026 10w ago | 6-K | $368.44 $386.29 | ▲ +4.84% | ▲ +5.83% | $374.02 (+1.51%) |
Jun 24, 2026 17w ago | 6-K | $380.41 $387.63 | ▲ +1.90% | ▲ +1.37% | $374.02 (−1.68%) |
Jun 9, 2026 19w ago | 6-K | $349.61 $386.47 | ▲ +10.54% | ▲ +9.10% | $374.02 (+6.98%) |
May 18, 2026 23w ago | 6-K | $303.86 $364.28 | ▲ +19.88% | ▲ +18.30% | $374.02 (+23.09%) |
May 13, 2026 23w ago | 6-K | $326.18 $369.55 | ▲ +13.30% | ▲ +14.15% | $374.02 (+14.67%) |
May 5, 2026 24w ago | 6-K | $326.55 $327.42 | ▲ +0.27% | ▼ −2.51% | $374.02 (+14.54%) |
Apr 27, 2026 26w ago | 20-F | $320.72 $351.75 | ▲ +9.68% | ▲ +4.21% | $374.02 (+16.62%) |
Apr 27, 2026 26w ago | Press Release | $320.72 $351.75 | ▲ +9.68% | ▲ +4.21% | $374.02 (+16.62%) |
Apr 23, 2026 26w ago | Press Release | $323.65 $344.00 | ▲ +6.29% | ▲ +2.26% | $374.02 (+15.56%) |
Apr 1, 2026 29w ago | 6-K | $339.98 $324.17 | ▼ −4.65% | ▼ −14.53% | $374.02 (+10.01%) |
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