The formalization of $2.225M in prior advances via a related-party credit facility suggests the company has been relying on insider funding to meet working capital needs. Monitor for additional cash burn disclosures in the next 10-Q and any further insider lending or equity dilution. The $75K of incremental capacity is negligible relative to the company's cash needs.
Price Chart
Executive Summary
Azio AI Holdings entered into a $2.3M unsecured revolving credit facility with Azio Corporation, a related party controlled by a former officer and a >5% beneficial owner. The facility formalizes $2.225M in prior advances and provides up to $75K in additional working capital at 8.5% simple interest, maturing in one year. This related-party debt arrangement signals cash constraints at a $16M market cap company with no disclosed revenue or earnings.
Key Financial Metrics
Key Facts
- Unsecured revolving credit facility of up to $2,300,000 from Azio Corporation, a related party
- Prior advances of $2,225,000 already drawn and formalized under the facility
- Interest rate of 8.5% per annum, simple interest, with no payments due until maturity
- Maturity date is the first business day after the one-year anniversary of October 21, 2026
- Lender is controlled by Chi Wei David Shiue, former Chief Business Development Officer and sole member of Alora LLC, a >5% beneficial owner
- Proceeds to be used for working capital and other uses determined by the Board
Financial Impact
New debt obligation of up to $2.3M (14% of $16M market cap), with $2.225M already drawn. Interest cost of ~$195K/year at 8.5%.
Risk Factors
- Related-party lending raises governance concerns and may indicate difficulty accessing arm's-length financing
- No principal or interest payments due until maturity creates a balloon payment risk in one year
- The company's $16M market cap and lack of disclosed revenue suggest high financial distress risk
Market Snapshot
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001437749-26-033434 |
| Exhibit: ex_1029528.htm | 0001437749-26-033434 |
| Document: adom20261021_8k.htm | 0001437749-26-033434 |
| Document: 0001437749-26-033434-index-headers.html | 0001437749-26-033434 |
| Document: 0001437749-26-033434-index.html | 0001437749-26-033434 |
| Document: 0001437749-26-033434.txt | 0001437749-26-033434 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 26, 2026 today | 8-K | — | awaiting T+20 | — | — |
Oct 23, 2026 3d ago | 8-K | $0.9300 | awaiting T+20 | — | $0.8101 (+12.89%) |
Oct 15, 2026 11d ago | Press Release | $1.06 | awaiting T+20 | — | $0.8101 (−23.58%) |
Oct 13, 2026 13d ago | Press Release | $0.9100 | awaiting T+20 | — | $0.8101 (−10.98%) |
Sep 14, 2026 6w ago | 8-K | $1.18 $0.9099 | ▼ −22.56% | ▼ −25.28% | $0.8101 (−31.06%) |
Aug 27, 2026 8w ago | Press Release | $1.35 $1.30 | ▼ −4.07% | ▼ −3.57% | $0.8101 (−39.99%) |
Aug 7, 2026 11w ago | Press Release | $1.45 $1.19 | ▼ −17.93% | ▼ −17.53% | $0.8101 (−44.13%) |
US Market Status
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