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8-K ·Filed Oct 23, 2026

AZIO

AZIO AI HOLDINGS, INC.
BEARISH
Impact 5/10
Horizonweeks Processed3d 1h ago SEC0001437749-26-033434
8-K material event: Items 1.01
Actionable Insight ▼ Bearish

The formalization of $2.225M in prior advances via a related-party credit facility suggests the company has been relying on insider funding to meet working capital needs. Monitor for additional cash burn disclosures in the next 10-Q and any further insider lending or equity dilution. The $75K of incremental capacity is negligible relative to the company's cash needs.

DirectionBearish
Confidencehigh
Horizonweeks

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Executive Summary

Azio AI Holdings entered into a $2.3M unsecured revolving credit facility with Azio Corporation, a related party controlled by a former officer and a >5% beneficial owner. The facility formalizes $2.225M in prior advances and provides up to $75K in additional working capital at 8.5% simple interest, maturing in one year. This related-party debt arrangement signals cash constraints at a $16M market cap company with no disclosed revenue or earnings.

Key Financial Metrics

Deal Value
$2.3M
Deal Type
credit_facility

Key Facts

  • Unsecured revolving credit facility of up to $2,300,000 from Azio Corporation, a related party
  • Prior advances of $2,225,000 already drawn and formalized under the facility
  • Interest rate of 8.5% per annum, simple interest, with no payments due until maturity
  • Maturity date is the first business day after the one-year anniversary of October 21, 2026
  • Lender is controlled by Chi Wei David Shiue, former Chief Business Development Officer and sole member of Alora LLC, a >5% beneficial owner
  • Proceeds to be used for working capital and other uses determined by the Board

Financial Impact

New debt obligation of up to $2.3M (14% of $16M market cap), with $2.225M already drawn. Interest cost of ~$195K/year at 8.5%.

debtinterest_expenseworking_capital

Risk Factors

  • Related-party lending raises governance concerns and may indicate difficulty accessing arm's-length financing
  • No principal or interest payments due until maturity creates a balloon payment risk in one year
  • The company's $16M market cap and lack of disclosed revenue suggest high financial distress risk

Market Snapshot

Exchange
Nasdaq
Analyst Consensus
86% bullish (7 analysts)

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001437749-26-033434
Exhibit: ex_1029528.htm0001437749-26-033434
Document: adom20261021_8k.htm0001437749-26-033434
Document: 0001437749-26-033434-index-headers.html0001437749-26-033434
Document: 0001437749-26-033434-index.html0001437749-26-033434
Document: 0001437749-26-033434.txt0001437749-26-033434
7 reports for AZIO
Performance horizon

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Reports for AZIO — sortable, filterable
TypeNow
Oct 26, 2026
today
8-K
NEUTRAL ★ 4/10
—awaiting T+20——
Oct 23, 2026
3d ago
8-K
BEARISH ★ 5/10
$0.9300awaiting T+20—$0.8101 (+12.89%)
Oct 15, 2026
11d ago
Press Release
NEUTRAL ★ 2/10
$1.06awaiting T+20—$0.8101 (−23.58%)
Oct 13, 2026
13d ago
Press Release
NEUTRAL ★ 2/10
$0.9100awaiting T+20—$0.8101 (−10.98%)
Sep 14, 2026
6w ago
8-K
NEUTRAL ★ 2/10
$1.18 $0.9099▼ −22.56%▼ −25.28%$0.8101 (−31.06%)
Aug 27, 2026
8w ago
Press Release
BULLISH ★ 6/10
$1.35 $1.30▼ −4.07%▼ −3.57%$0.8101 (−39.99%)
Aug 7, 2026
11w ago
Press Release
NEUTRAL ★ 2/10
$1.45 $1.19▼ −17.93%▼ −17.53%$0.8101 (−44.13%)
Showing 7 of 7

US Market Status

Market Closed — Opens Tue (< 1m)

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Report published Oct 23, 2026