Monitor Axos's next quarterly filing for the impact on net interest margin and deposit costs from this $1.9B IRA deposit acquisition.
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Executive Summary
Axos Bank completed the acquisition of approximately $1.9 billion in IRA deposits from Capital One, paying cash for the aggregate deposit balance less a negotiated premium. This is a routine deposit acquisition that strengthens Axos's deposit base with stable, long-duration retirement account funding.
Key Facts
- Acquired approximately $1.9 billion in IRA deposits from Capital One
- Transaction closed on September 21, 2026
- Axos Bank paid cash for the aggregate deposit balance less a negotiated premium
- Deposits consist of individual retirement accounts in savings and certificate of deposit accounts
Financial Impact
Approximately $1.9 billion in deposit liabilities acquired; premium paid undisclosed
Risk Factors
- Premium paid for deposits could pressure near-term earnings if deposit costs are high
- IRA deposits may be more rate-sensitive than core retail deposits
Investment Themes
Documents Analyzed
This report is based on 4 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001299709-26-000066 |
| Document: 0001299709-26-000066-index-headers.html | 0001299709-26-000066 |
| Document: 0001299709-26-000066-index.html | 0001299709-26-000066 |
| Document: 0001299709-26-000066.txt | 0001299709-26-000066 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Sep 21, 2026 5w ago | 8-K | $89.13 | awaiting T+60 | — | $91.77 (+2.96%) |
Jul 7, 2026 15w ago | 8-K | $98.48 $86.57 | ▼ −12.09% | ▼ −14.09% | $91.77 (−6.81%) |
May 4, 2026 25w ago | 8-K | $87.28 $98.18 | ▲ +12.49% | ▲ +10.63% | $91.77 (+5.14%) |
Apr 23, 2026 26w ago | 8-K | $97.67 $97.59 | ▼ −0.08% | ▼ −5.10% | $91.77 (−6.04%) |
US Market Status
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