8-K ·Filed Apr 27, 2026
8-K Item 2.02: Earnings release
Actionable Insight • Neutral
Monitor next quarter's net interest margin and nonperforming loan trends for signs of sustained improvement; the dividend remains stable at $0.05 per share.
Final — all horizons settled through T+60d
AVBC ▼ -3.30% at T+60d
NEUTRAL call -3.30% · α vs SPY -8.08% · entry $20.92 → $20.23
T+1d
-0.10%
call -0.10% · α +0.39%
$20.90
settled 6mo ago
T+5d
-2.77%
call -2.77% · α -3.17%
$20.34
settled 6mo ago
T+20d
-8.89%
call -8.89% · α -13.85%
$19.06
settled 5mo ago
T+60d
-3.30%
call -3.30% · α -8.08%
$20.23
settled 3mo ago
Price Chart
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Executive Summary
Avidia Bancorp reported Q1 2026 earnings with $0.32 EPS, missing consensus of $0.33, driven by a 10.3% sequential increase in net income to $6.0 million. Net interest margin expanded to 3.61%, and asset quality improved with nonperforming loans down 32% to $13.6 million. The company declared its quarterly $0.05 dividend.
Key Financial Metrics
EPS
$0.32
est $0.33 · -3.0%
Revenue
$24.0M
Rating
in line
Key Facts
- Q1 2026 EPS was $0.32, missing consensus of $0.33 by $0.01
- Net income was $6.0 million, up 10.3% from $5.3 million in Q4 2025
- Net interest margin increased to 3.61%, up 7 basis points from prior quarter
- Nonperforming loans decreased to $13.6 million, down 32% from $20.2 million
- Company declared a $0.05 per share quarterly cash dividend
Financial Impact
$6.0 million net income, $0.32 EPS
epsnet_incomenet_interest_marginasset_quality
Risk Factors
- EPS miss may disappoint investors expecting margin expansion to boost profitability
- Sequential decline in total loans by $13.9 million raises asset growth concerns
Market Snapshot
Exchange
NYSE
Sector
Savings Institutions, Not Federally Chartered
Analyst Consensus
86% bullish (7 analysts)
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-180748 |
| Document: avbc-20260423.htm | 0001193125-26-180748 |
| Document: 0001193125-26-180748-index-headers.html | 0001193125-26-180748 |
| Document: 0001193125-26-180748-index.html | 0001193125-26-180748 |
| Document: 0001193125-26-180748.txt | 0001193125-26-180748 |
| 8-K Data (Synthetic) | 0001193125-26-180748 |
23 reports for AVBC
100% Hit rate @ T+5 Went positive at some point 11 of 11 best @ T+60▲ +18.00%
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 23, 2026 3d ago | 8-K | $22.66 | awaiting T+5 | — | $23.03 (+1.63%) |
Oct 9, 2026 17d ago | 3/A | $21.89 $21.96 | ▲ +0.32% | ▲ +2.29% | $23.03 (+5.21%) |
Sep 22, 2026 4w ago | Institutional Cluster | $21.78 $21.53 | ▼ −1.15% | ▲ +0.04% | $23.03 (+5.74%) |
Sep 3, 2026 7w ago | Insider Buy | $22.09 $22.18 | ▲ +0.41% | ▲ +1.62% | $23.03 (+4.26%) |
Aug 19, 2026 9w ago | Insider Cluster | $22.00 $22.02 | ▲ +0.09% | ▲ +0.48% | $23.03 (+4.68%) |
Aug 12, 2026 10w ago | Insider Cluster | $22.14 $22.00 | ▼ −0.63% | ▼ −0.19% | $23.03 (+4.02%) |
Jun 26, 2026 17w ago | 8-K | $21.15 $20.77 | ▼ −1.80% | ▼ −3.18% | $23.03 (+8.89%) |
Jun 3, 2026 20w ago | Insider Cluster | $18.78 $20.07 | ▲ +6.87% | ▲ +10.69% | $23.03 (+22.63%) |
May 19, 2026 22w ago | Insider Cluster | $19.01 $19.08 | ▲ +0.37% | ▼ −1.88% | $23.03 (+21.15%) |
May 15, 2026 23w ago | Insider Cluster | $18.90 $19.06 | ▲ +0.85% | ▼ −0.77% | $23.03 (+21.85%) |
Showing 10 of 23
US Market Status
Market Closed — Opens Tue (16h 48m)
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