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Insider Cluster (2 insiders) ·Filed Sep 24, 2026

AFL

AFLAC INC
NEUTRAL
Impact 2/10
Horizondays Processed1mo ago
Insider cluster: 2 insiders, $1.8M total
Actionable Insight • Neutral

The selling is immaterial in size and involves a 10% owner (Japan Post) and a subsidiary president, not AFL's C-suite. No signal for AFL's near-term stock direction. Monitor for any 13D filing changes by Japan Post if selling accelerates above 0.5% of market cap.

DirectionNeutral
Confidencehigh
Horizondays
Latest settled — T+20d ⚠ clustered
AFL ▲ +5.97% at T+20d
NEUTRAL call +5.97% · α vs SPY +7.45% · entry $113.72 → $120.51
Next anchor: T+60d in 8w
Entry = T+0 close
Sep 25, 2026
via day close
T+1d
-0.15%
call -0.15% · α +0.59%
$113.55
settled 29d ago
T+5d
-1.92%
call -1.92% · α -1.70%
$111.54
settled 25d ago
T+20d
+5.97%
call +5.97% · α +7.45%
$120.51
settled 4d ago
T+60d
Pending
in 8w

Price Chart

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Executive Summary

AFLAC insiders sold $1.78M in open-market transactions over a 7-day window, with Japan Post Holdings (10% owner) accounting for $1.40M and President Koide Masatoshi of ALIJ selling $377K. The total value is ~0.05% of AFL's ~$70B market cap, well below the 0.1% materiality threshold, making this a routine liquidity-driven cluster with no informational signal.

Key Financial Metrics

Direction
selling
Total Value
$1.8M
Insiders
2

Key Facts

  • Japan Post Holdings Co., Ltd. (10% owner) sold 12,200 shares for ~$1.40M on 2026-09-22
  • Koide Masatoshi (President of ALIJ) sold 3,200 shares for ~$377K on 2026-09-16
  • Total insider selling of $1.78M represents ~0.05% of AFL's market cap
  • All transactions are open-market sales (code S) with no 10b5-1 plan indication
  • No C-suite (CEO/CFO) selling detected; sales are by a 10% owner and a subsidiary president

Financial Impact

Total insider selling of $1.78M, negligible relative to AFL's ~$70B market cap

insider ownership

Risk Factors

  • Japan Post Holdings may continue reducing its stake, but current pace is routine
  • No evidence of adverse company-specific news driving the sales

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-AFL-1790318244452
48 reports for AFL
Performance horizon
56% Hit rate @ T+5 5 of 9 directional calls Went positive at some point 6 of 9 best @ T+5▲ +2.24%Mar 11, 2026
Filters
Rows
Reports for AFL — sortable, filterable
TypeNow
Sep 30, 2026
26d ago
Press Release
NEUTRAL ★ 1/10
$111.18 $114.94▲ +3.38%▲ +2.08%$120.93 (+8.77%)
Sep 25, 2026
4w ago
Insider Cluster
NEUTRAL ★ 2/10
$113.72 $111.54▼ −1.92%▼ −1.70%$120.93 (+6.34%)
Sep 24, 2026
4w ago
Insider Cluster
NEUTRAL ★ 2/10
$113.72 $111.54▼ −1.92%▼ −1.70%$120.93 (+6.34%)
Sep 23, 2026
4w ago
Insider Cluster
NEUTRAL ★ 2/10
$115.23 $111.78▼ −2.99%▼ −2.32%$120.93 (+4.95%)
Sep 22, 2026
5w ago
Insider Cluster
NEUTRAL ★ 3/10
$115.23 $111.78▼ −2.99%▼ −2.32%$120.93 (+4.95%)
Sep 21, 2026
5w ago
Insider Cluster
BEARISH ★ 4/10
$115.18 $113.55▲ +1.42%▲ +0.40%$120.93 (−4.99%)
Sep 18, 2026
5w ago
Insider Cluster
NEUTRAL ★ 2/10
$115.18 $113.55▼ −1.42%▼ −0.40%$120.93 (+4.99%)
Aug 19, 2026
9w ago
Insider Cluster
NEUTRAL ★ 2/10
$116.51 $117.45▲ +0.81%▲ +1.19%$120.93 (+3.79%)
Aug 18, 2026
9w ago
Insider Cluster
NEUTRAL ★ 2/10
$121.73 $116.18▼ −4.56%▼ −4.36%$120.93 (−0.66%)
Aug 17, 2026
10w ago
Insider Cluster
NEUTRAL ★ 2/10
$120.98 $118.20▼ −2.30%▼ −1.11%$120.93 (−0.04%)
Showing 10 of 48

US Market Status

Market Closed — Opens in 4h

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Report published Sep 24, 2026